Find USDA Eligible Properties in Lincoln County


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Realtors in Lincoln browse list of realtors working in Lincoln County
Lincoln county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Nilda Bozan   from   Prime Properties Group Llc
Rick Carter   from   Realty ONE Group Select
Choon Kim   from   Allen Tate Real Estate
Justine Brawley   from   Weichert Realtors- LKN Partners

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Looking to buy in Lincoln County, North Carolina?

There are 845 USDA backed residential loans in Lincoln county with an average loan balance of $124,849. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $128,694. On average the rural home size purchased with this loan was approximately 1,505 SqFt. Lincoln county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lincoln County is roughly 796 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lincoln County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lincoln County, NC   Lincoln QR code
* cities most likely to have USDA loan eligible properties for sale.

Cat Square   •   Crouse   •   Daniels   •   *Denver   •   Dora   •   Flay   •   Goodsonville   •   Henry   •   Hulls Crossroads   •   *Iron Station   •   Johnstown   •   Laboratory   •   *Lincolnton   •   Long Shoals   •   *Lowesville   •   Machpelah   •   Mariposa   •   Reepsville   •   South Lincolnton   •   Southside   •   Vale   •   Webbs   •   *Westport

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lincoln County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lincoln County, North Carolina
USDA Boundary Details
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Lincoln County is situated in the western part of North Carolina and was established in 1779, during the American Revolutionary War. It was named in honor of Benjamin Lincoln, a major general in the Continental Army who played a crucial role in the war. Originally, the county was formed from the eastern part of Tryon County, which was later divided into Lincoln and Rutherford Counties.

In the early days, Lincoln County played a significant role in the iron industry, with ironworks such as the Big Ore Bank, Vesuvius Furnace, and High Shoals becoming major producers. Agriculture also flourished in the region, with crops primarily consisting of cotton and corn. Today, the county is known for manufacturing, construction, and retail trade industries, which serve as the backbone of its economy.

One fun fact about Lincoln County is the existence of a historical site called the Lincoln County Courthouse. This beautiful building, constructed in 1923, is located in Lincolnton, the county seat. It stands as an example of the Classical Revival style of architecture and is listed on the National Register of Historic Places. The courthouse is still in use today, housing court sessions, offices, and even a small museum dedicated to preserving the county's history.


Featured Cities of North Carolina
Denver South_Lincolnton
Featured Properties from USDA Loan Eligible Regions of Lincoln County