Find USDA Eligible Properties in Mecklenburg County

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Realtors in Mecklenburg browse list of realtors working in Mecklenburg County
Mecklenburg county has 4 realtors ready to help with your search!

February Featured Agents
Tamika Clark   from   Millennial Realty
Tinita Gresham   from   Coldwell Banker
Tonya Stokes   from   Coldwell Banker
Diane Brooks   from   NorthGroup Real Estate

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Looking to buy in Mecklenburg County, North Carolina?

There are 512 USDA backed residential loans in Mecklenburg county with an average loan balance of $157,688. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $157,457. On average the rural home size purchased with this loan was approximately 2,022 SqFt. Alternate income limits exist to determine loan eligibility in Mecklenburg county. For a household of upto 4 people the income limit is $90,850. For a household of between 5 and 8 people the income limit increases to $119,900.

The size of Mecklenburg County is roughly 1,422 square kilometers. USDA defined regions of rural loan ineligibility in Mecklenburg cover 1,280 square kilometers of the county. Approximately 90.0% of Mecklenburg County is ineligible for traditional USDA home loans. The influence score for Mecklenburg County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Mecklenburg County appears to be largely or entirely within a USDA loan exclusion zone.
To find USDA loan eligible real estate you may need to search a more rural county.

Start your search for USDA loan eligible properties in the cities of Mecklenburg County, NC   Mecklenburg QR code
* cities most likely to have USDA loan eligible properties for sale.

Allen   •   Allison Ferry   •   Caldwell   •   Charlotte   •   Cornelius   •   Cowans Ford   •   Croft   •   Davidson   •   Dixie   •   Grove Park   •   Hebron   •   Hicks Crossroads   •   Homestead   •   Hoods   •   Huntersville   •   Joplor   •   Junker   •   Marlwood Acre   •   Matthews   •   Mint Hill   •   Newell   •   Oakdale   •   Olde Providence   •   Paw Creek   •   Pine Harbor   •   Pineville   •   Providence   •   Rhyne   •   Sharonbrook   •   Shopton   •   Shuffletown   •   Smithville   •   Sodyeco   •   Sterling   •   Toddville   •   Tuckaway Park   •   Wilgrove

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mecklenburg County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Mecklenburg County, North Carolina
USDA Boundary Details

Mecklenburg County, located in the great state of North Carolina, was established in 1762 with the division of Anson County. Named after the German region of Mecklenburg-Strelitz, the county was formed as a gesture of goodwill to Queen Charlotte of Mecklenburg-Strelitz, who was the spouse of King George III of England. Charlotte, the most populous city in North Carolina and the county seat of Mecklenburg County, was also named after Queen Charlotte.

The region's early settlers were mainly of Scots-Irish, German, and English descent, who contributed to the development of the area's agriculture and trade. As a result of these influences, Mecklenburg County became a significant region in the state's expansion and economic growth. The county played an important role during the American Revolution, with prominent historical events like the Mecklenburg Declaration of Independence in 1775 and the Battle of Charlotte in 1780.

The discovery of gold in the county in the early 19th century led to a temporary economic boom, ushering in a period of prosperity, particularly in the city of Charlotte, which became known for its gold mines. With the construction of railroads in the mid-19th century, the county further evolved into a hub for finance, trade, and transportation.

Today, Mecklenburg County is renowned for its mix of urban attractions, suburban communities, and rural landscapes. As a center for the banking industry, Charlotte remains the headquarter for several prominent financial institutions, making it the second-largest banking center in the United States after New York City.

Fun fact: Mecklenburg County is home to the famous NASCAR Hall of Fame, a museum dedicated to preserving the history of the National Association for Stock Car Auto Racing (NASCAR). This interactive entertainment attraction in Charlotte honors the drivers, crew members, team owners, and other significant contributors to the sport, thereby making Mecklenburg County a must-visit destination for fans of motorsports.

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Featured Properties from USDA Loan Eligible Regions of Mecklenburg County