Find USDA Eligible Properties in Pamlico County
Looking to buy in Pamlico County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Pamlico County, NC 
* cities most likely to have USDA loan eligible properties for sale.
*Alliance • *Arapahoe • Ashwood • Bay City • *Bayboro • Callisons • Camp DonLee • Camp Seagull • Gibbton • *Grantsboro • *Hobucken • Hollyville • Janeiro • Kennel Beach • Kershaw • Lowland• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Lynch Beach • Maribel • Merritt • *Mesic • *Minnesott Beach • Nelms • Olympia • *Oriental • Pamlico • Reelsboro • Scotts Store • *Stonewall • *Vandemere • Whortonsville
There are 42 USDA backed residential loans in Pamlico county with an average loan balance of $127,867. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $130,473. On average the rural home size purchased with this loan was approximately 1,456 SqFt. Pamlico county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Pamlico County is roughly 1,093 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Pamlico County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Pamlico County.
View the detailed USDA boundaries and read about general conditions of
Pamlico County, North Carolina
.Pamlico County, located in the great state of North Carolina, was established on January 1, 1872. It is situated in the eastern part of the state, along the Pamlico River and neighbored by the Pamlico Sound. The county was named after the Native American Pamlico Tribe and the adjacent river that was also called Pamlico by the early European settlers.
The county has its roots in the Bath County, which was created in 1696 as a precinct of the Archdale Precinct. Bath later split into Beaufort County, and Craven County was later created from it in 1705. Pamlico County emerged from the Craven County over two and a half centuries later.
The Pamlico region played an essential role during the early settlement in North America, as it was home to the Native American tribes, and later the European settlers as well. The Albemarle Sound, which is connected to the Pamlico Sound, was an important water route for the settlers, leading to the establishment of colonial towns like Bath, established in 1705, which is North Carolina's oldest town.
A fun fact about Pamlico County is that it remains a primarily rural area, with a rich maritime history and a strong connection to its boating and fishing heritage. The Pamlico Sound is the largest lagoon along the East Coast of the United States and provides various recreational activities such as boating, fishing, and bird-watching, thus making the region a popular destination for water enthusiasts.
Featured Cities of North Carolina
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