Find USDA Eligible Properties in Richmond County


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Courtney Vance   from   RE/MAX Southern Realty

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Looking to buy in Richmond County, North Carolina?

There are 158 USDA backed residential loans in Richmond county with an average loan balance of $91,320. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $94,108. On average the rural home size purchased with this loan was approximately 1,470 SqFt. Richmond county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Richmond County is roughly 1,242 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Richmond County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Richmond County, NC   Richmond QR code
* cities most likely to have USDA loan eligible properties for sale.

Bunker Hill   •   Capels Mill   •   Cognac   •   *Cordova   •   Covington   •   Derby   •   Diggs   •   *Dobbins Heights   •   *East Rockingham   •   *Ellerbe   •   Ellerbe Grove   •   Everetts Mill   •   ExWay   •   *Hamlet   •   Highland Park   •   Highland Pines   •   *Hoffman   •   Honey Town   •   Ingram   •   Jefferson Park   •   Ledbetter   •   Littles Mill   •   Mangum   •   Marston   •   *Norman   •   Oak Ridge Park   •   Osborne   •   Philadelphia   •   Piney Grove   •   Richmond Park Extension   •   Roberdell   •   *Rockingham   •   Steen Town   •   West Rockingham   •   Wind Blow   •   Yates Hill

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Richmond County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Richmond County, North Carolina
USDA Boundary Details
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Richmond County is located in the southern part of North Carolina and was founded in 1779. It was named in honor of Charles Lennox, the 3rd Duke of Richmond, who was a strong advocate for American independence from Britain during the Revolutionary War period. The county seat is Rockingham, which was also established in 1779 and named after Charles Watson-Wentworth, the 2nd Marquess of Rockingham, then British Prime Minister, who both supported American independence and repealed the Stamp Act.

Richmond County played a significant role during the American Civil War, as it was home to several Confederate training camps and manufacturing facilities. During the late 19th century, the region saw tremendous growth in the textile and railroad industries, which eventually led to the development of the city of Hamlet.

Today, Richmond County has a diverse economy consisting of manufacturing, agriculture, and service industries. One fun fact about Richmond County is that it hosts the Rockingham Speedway, which is a popular racing venue in North Carolina. The speedway, also known as "The Rock," opened in 1965 and has hosted numerous NASCAR events throughout its history.


Featured Cities of North Carolina
Covington Richmond_Park_Extension
Featured Properties from USDA Loan Eligible Regions of Richmond County