Find USDA Eligible Properties in Rowan County

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Realtors in Rowan browse list of realtors working in Rowan County
Rowan county has 4 realtors ready to help with your search!

February Featured Agents
Tamika Clark   from   Millennial Realty
Justine Brawley   from   Weichert Realtors- LKN Partners
Jacquelyne Hicks   from   KELLER WILLIAMS PREMIER
Mechelle Kuld   from   TMR Realty, Inc.

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Looking to buy in Rowan County, North Carolina?

There are 703 USDA backed residential loans in Rowan county with an average loan balance of $123,975. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $125,963. On average the rural home size purchased with this loan was approximately 1,506 SqFt. Rowan county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Rowan County is roughly 1,355 square kilometers. USDA defined regions of rural loan ineligibility in Rowan cover 112 square kilometers of the county. Approximately 8.3% of Rowan County is ineligible for traditional USDA home loans. The influence score for Rowan County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Rowan County, NC   Rowan QR code
* cities most likely to have USDA loan eligible properties for sale.

Bear Poplar   •   Bostian Heights   •   *China Grove   •   *Cleveland   •   Corriher Heights   •   Craven   •   Crescent   •   *East Spencer   •   Ellis Crossroads   •   *Enochville   •   *Faith   •   Gold Hill   •   *Granite Quarry   •   Landis   •   Mill Bridge   •   Morgan Ford   •   Mount Ulla   •   Needmore   •   North Kannapolis   •   Pooletown   •   *Rockwell   •   Rowan Mills   •   Salisbury   •   Shupings Mill   •   South Salisbury   •   *Spencer   •   Trading Ford   •   Woodleaf   •   Yadkin

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Rowan County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Rowan County, North Carolina
USDA Boundary Details

Rowan County, located in the great state of North Carolina, was established in 1753 and named in honor of Matthew Rowan, who served as acting Governor of North Carolina from 1753 to 1754. The county was originally part of Anson County and is situated in the central part of the state.

Salisbury, the county seat, was founded in 1755 and quickly became a prominent center for trade and governance in the region. Rowan County played a significant role during the American Revolutionary War, as it was the site of the Battle of Camden in 1780, where local militia fought against British troops.

Throughout the 19th century, Rowan County was an important hub for transportation, including the construction of railroads that connected its communities to major cities across the state. The county also became known for its gold mining industry, which began in the 1820s, and it continued to expand and diversify its industrial base throughout the 20th century.

Today, Rowan County is known for its rich history, picturesque landscapes, and vibrant communities. It is home to many historical sites, including the Old Stone House, which was built in the 1760s and is now a museum dedicated to preserving the region's history.

Fun Fact: Rowan County was once the largest county in North Carolina, spanning a vast territory that eventually formed over 20 new counties in both North Carolina and Tennessee.

Featured Cities of North Carolina
Rowan_Mills Craven
Featured Properties from USDA Loan Eligible Regions of Rowan County