Find USDA Eligible Properties in Scotland County

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Courtney Vance   from   RE/MAX Southern Realty

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Looking to buy in Scotland County, North Carolina?

There are 142 USDA backed residential loans in Scotland county with an average loan balance of $98,330. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $104,354. On average the rural home size purchased with this loan was approximately 1,641 SqFt. Scotland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Scotland County is roughly 830 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Scotland County is 7. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Scotland County, NC   Scotland QR code
* cities most likely to have USDA loan eligible properties for sale.

Crossway   •   *Deercroft   •   *East Laurinburg   •   Elmore   •   Ghio Scholl Station   •   *Gibson   •   Gibson Mill   •   Green Pond   •   Hasty   •   Ida Mill   •   Johns   •   *Laurel Hill   •   *Laurinburg   •   Lincoln Heights   •   Livingstons Quarters   •   Masons Crossroads   •   McArthur Crossroads   •   Middleton Heights   •   New Town   •   North View   •   *Old Hundred   •   Richmond Mill   •   Sandy Bottoms   •   *Scotch Meadows   •   Silver Hill   •   Springfield   •   Sugar Hill   •   *Wagram

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Scotland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Scotland County, North Carolina
USDA Boundary Details

Scotland County, North Carolina, is located in the southeastern part of the state and was established on February 20, 1899. It was formed from portions of Richmond and Robeson counties due to the efforts of State Representative John Charles McNeill. The county is named after Scotland, the ancestral homeland for many residents in the area during the 18th and 19th centuries. Laurinburg serves as the county seat, which is named in honor of James Laurin, who was an early postmaster in the region.

Throughout its history, Scotland County has witnessed growth with the establishment of industries like textiles, railroads, and farming. Tobacco and cotton became major cash crops in the region.

A fun fact about Scotland County is that it is home to one of the earliest public golf courses in North Carolina known as The Scotch Meadows Country Club. The club was founded in 1928, and its golf course was designed by renowned golf course architect Donald Ross. The Scotch Meadows is an 18-hole course with lush Bermuda grass fairways, challenging tee boxes, and picturesque views of the natural landscape.

Featured Cities of North Carolina
New_Town Wagram
Featured Properties from USDA Loan Eligible Regions of Scotland County