Find USDA Eligible Properties in Transylvania County

Looking to buy in Transylvania County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Transylvania County, NC  
* cities most likely to have USDA loan eligible properties for sale.
  Select a City   Balsam Grove Blantyre Bohaynee Boylston Creek* Brevard Broadview Estates Calvert Cane Brake Cedar Mountain Cherryfield Davidson River Ducktown Dunns Rock East Fork Ecusta Happy Acres Lake Toxaway Middle Fork North Brevard Penrose Pisgah Forest Pisgah Shadows Powelltown Quebec Reid Rocky Hill* Rosman Sapphire Seeshore Sega Lake Selica Sherwood Forest Sherwood Terrace White Oaks Wolf Ford
Balsam Grove   •   Blantyre   •   Bohaynee   •   Boylston Creek   •   *Brevard   •   Broadview Estates   •   Calvert   •   Cane Brake   •   Cedar Mountain   •   Cherryfield   •   Davidson River   •   Ducktown   •   Dunns Rock   •   East Fork   •   Ecusta   •   Happy Acres   •   Lake Toxaway   •   Middle Fork   •   North Brevard• • •

  •   Penrose   •   Pisgah Forest   •   Pisgah Shadows   •   Powelltown   •   Quebec   •   Reid   •   Rocky Hill   •   *Rosman   •   Sapphire   •   Seeshore   •   Sega Lake   •   Selica   •   Sherwood Forest   •   Sherwood Terrace   •   White Oaks   •   Wolf Ford

There are 170 USDA backed residential loans in Transylvania county with an average loan balance of $135,368. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $146,891. On average the rural home size purchased with this loan was approximately 1,355 SqFt. Transylvania county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Transylvania County is roughly 986 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Transylvania County is 6. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Transylvania County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Transylvania County, North Carolina
.

Transylvania County, located in the great state of North Carolina, was officially established in 1861. It was formed from parts of Henderson and Jackson counties. The county gets its name from the Latin word "Transylvania," meaning "across the woods." Brevard, the county seat, was named in honor of Col. Ephraim Brevard, a patriot leader during the Revolutionary War and a drafter of the Mecklenburg Declaration of Independence.

The county boasts a rich history, enveloped in stunning natural beauty. It is home to over 250 waterfalls, making it a prime destination for nature lovers and outdoor enthusiasts. Due to the diversity of its terrain, the county enjoys a rich biodiversity, which has led researchers and numerous educational institutions to dedicate efforts to study the area's unique environment.

Transylvania County played an essential part in the development of the region. After the coming of the railroad in 1895, industries like logging, textile production, and agriculture flourished. In the 20th century, the establishment of summer camps and tourism-related businesses such as resorts and hotels helped boost the local economy. Transylvania County is also known for its strong musical heritage, hosting the Brevard Music Center, which holds a summer institute and festival every year.

A fun fact about this region is that it is referred to as "The Land of Waterfalls," due to the county's more than 250 waterfalls. This includes the picturesque Looking Glass Falls, which is a popular destination for tourists and nature lovers.