Find USDA Eligible Properties in Watauga County


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Ronald Kent   from   EXP Realty LLC

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Looking to buy in Watauga County, North Carolina?

There are 127 USDA backed residential loans in Watauga county with an average loan balance of $170,878. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $180,980. On average the rural home size purchased with this loan was approximately 1,409 SqFt. Watauga county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Watauga County is roughly 811 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Watauga County is 7. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Watauga County, NC   Watauga QR code
* cities most likely to have USDA loan eligible properties for sale.

Aho   •   Amantha   •   Ansley Heights   •   Bamboo   •   *Blowing Rock   •   *Boone   •   Boone Fork   •   *Cove Creek   •   Echo Park   •   Forest Grove   •   *Foscoe   •   Hogetown   •   Kellerville   •   Laxon   •   Leander   •   Lovill   •   Mabel   •   Matney   •   Meat Camp   •   North Fork   •   Peoria   •   Perkinsville   •   Pottertown   •   Reese   •   Rominger   •   Rutherwood   •   Sands   •   Sherwood   •   Shulls Mill   •   Silverstone   •   Soda Hill   •   Solo   •   Sugar Grove   •   Triplett   •   *Valle Crucis   •   Vilas   •   Zionville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Watauga County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Watauga County, North Carolina
USDA Boundary Details
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Watauga County, located in the northwestern part of North Carolina, was established on December 29, 1849. The county was created from parts of Ashe, Caldwell, Wilkes, and Yancey Counties. Watauga County gets its name from a Native American term, which generally means "beautiful water" or "the land of many waters." This name pays tribute to the region's vast water resources including rivers, streams, and springs.

The area was initially inhabited by Native American tribes like the Cherokee, who typically used it as a hunting ground. European settlers, mainly of Scotch-Irish descent, arrived in the area in the 18th century. Throughout the 19th and 20th centuries, Watauga County would witness significant transportation, educational, and agricultural developments.

One of the major historical points of interest in Watauga County is the Appalachian State University, established in 1899 as the Watauga Academy. The university plays a significant role in the educational and cultural life of the area.

A fun fact about the Watauga County region is that it's home to the famous Blue Ridge Parkway, a national scenic byway spanning 469 miles through the Appalachian Mountains. Watauga County also contains numerous recreational and natural attractions such as the Moses H. Cone Memorial Park, Julian Price Memorial Park, and Grandfather Mountain State Park, which includes the popular Mile High Swinging Bridge - a suspension bridge elevated one mile above sea level that offers breathtaking views of the surrounding landscape.


Featured Cities of North Carolina
Sherwood Cove_Creek
Featured Properties from USDA Loan Eligible Regions of Watauga County