Find USDA Eligible Properties in Wayne County

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Kari Paramore   from   Keller Williams Points East

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Looking to buy in Wayne County, North Carolina?

There are 466 USDA backed residential loans in Wayne county with an average loan balance of $123,803. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $126,996. On average the rural home size purchased with this loan was approximately 1,478 SqFt. Wayne county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Wayne County is roughly 1,442 square kilometers. USDA defined regions of rural loan ineligibility in Wayne cover 142 square kilometers of the county. Approximately 9.8% of Wayne County is ineligible for traditional USDA home loans. The influence score for Wayne County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Wayne County, NC   Wayne QR code
* cities most likely to have USDA loan eligible properties for sale.

Airboro   •   Belfast   •   Best   •   *Brogden   •   Cokers Crossroads   •   Dobbersville   •   Dudley   •   Edmundson Crossroads   •   Elroy   •   *Eureka   •   Faro   •   *Fremont   •   Genoa   •   Goldsboro   •   Gradys   •   Grantham   •   Hines Crossroads   •   Hollands Crossroads   •   Hood Swamp   •   Hopewell   •   Indian Springs   •   Langston   •   *MarMac   •   *Mount Olive   •   Nahunta   •   Parkstown   •   Patetown   •   Peacock Crossroads   •   Pike Crossroads   •   *Pikeville   •   Pinkney   •   Pricetown   •   Raynor Town   •   Rosewood   •   Saulston   •   *Seven Springs   •   Starlight   •   Stevens Mill   •   *Walnut Creek   •   Watery Branch   •   Watson Crossroads

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Wayne County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Wayne County, North Carolina
USDA Boundary Details

Wayne County, situated in the eastern part of the great state of North Carolina, was established in 1779 from the former Dobbs County. It was named in honor of General Anthony Wayne, an American Revolutionary War hero known as "Mad Anthony" for his exceptional military leadership and tenacity.

The area was initially inhabited by the Tuscarora Native Americans before European settlers arrived. In the early 18th century, English and Welsh settlers began to migrate to the region, and it soon became an important agricultural hub. Wayne County's primary crops initially included tobacco, cotton, and other produce. However, the county later diversified its economy by developing industries such as textiles, furniture, and food processing.

Goldsboro, the county seat, was founded in 1847 and named after Matthew T. Goldsborough, a railroad engineer who played a significant role in connecting the town to the Wilmington and Weldon Railroad system. In the 1860s, Wayne County became a strategic location during the Civil War. It was the site of the Battle of Goldsborough Bridge, which took place on December 17, 1862. The Confederates successfully defended their railroad supply line from Union forces during this battle.

A fun fact about Wayne County is that the legendary aviator and pioneer in the field of human-powered flight, Dr. Paul MacCready, lived there. He was born in New Haven, Connecticut, in 1925 but moved to Wayne County as a child. MacCready's work in human-powered flight led to the creation of the Gossamer Condor, the first aircraft to achieve sustained and controlled human-powered flight, which won the Kremer Prize in 1977.

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Featured Properties from USDA Loan Eligible Regions of Wayne County