Find USDA Eligible Properties in Wilkes County


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Lesia Cockerham   from   Keller Williams Elite Blue Ridge

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Looking to buy in Wilkes County, North Carolina?

There are 484 USDA backed residential loans in Wilkes county with an average loan balance of $110,270. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $113,385. On average the rural home size purchased with this loan was approximately 1,381 SqFt. Wilkes county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Wilkes County is roughly 1,967 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Wilkes County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Wilkes County, NC   Wilkes QR code
* cities most likely to have USDA loan eligible properties for sale.

Abshers   •   Antioch   •   Austin   •   Benham   •   Boomer   •   Buck   •   Call   •   Clingman   •   *Cricket   •   Darby   •   Dehart   •   Dellaplane   •   Dockery   •   Doughton   •   Elkville   •   *Fairplains   •   Ferguson   •   Gilreath   •   Halls Mills   •   Harley   •   *Hays   •   Joynes   •   Lomax   •   Maple Springs   •   McGrady   •   *Millers Creek   •   *Moravian Falls   •   Mount Zion   •   Moxley   •   *Mulberry   •   *North Wilkesboro   •   Oakwoods   •   Old Gilreath   •   Osbornville   •   Parsonville   •   Pattons Ridge   •   *Pleasant Hill   •   Pleasant Ridge   •   Purlear   •   Roaring River   •   *Ronda   •   Somers Crossroads   •   Thankful   •   Traphill   •   Vannoy   •   Wilbar   •   *Wilkesboro   •   Windy Gap

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Wilkes County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Wilkes County, North Carolina
USDA Boundary Details
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Wilkes County, located in the great state of North Carolina, was established on April 15, 1777, when it was carved out of the now-extinct Surry County and Washington District. The county is named in honor of John Wilkes, a British politician who actively advocated for the American colonies' grievances prior to the Revolutionary War. Spreading over 757 square miles, Wilkes County is situated in the Blue Ridge foothills of the stunning Appalachian Mountains, giving the region spectacular landscapes and scenic beauty.

Throughout its history, Wilkes County played a critical role in the American Revolutionary War, with several significant battles fought within its borders, including the Battle of Kings Mountain in 1780. Over time, the population grew, and the county evolved as an important agricultural, industrial, and manufacturing hub in the region.

One fun fact about Wilkes County is that it is famous for moonshining and has long been known as the "Moonshine Capital of the World." In the early 20th century, when local distillers produced illegal moonshine in hidden stills throughout the county, this underground economy was a major contributor to the county's overall financial health. Moonshining also helped lay the groundwork for the birth of stock car racing, as drivers modified their cars to outrun law enforcement while transporting the illegal liquor. This led to the formation of the wildly popular motorsport of NASCAR, with North Wilkesboro Speedway being one of the original tracks on the NASCAR circuit.


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Featured Properties from USDA Loan Eligible Regions of Wilkes County