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Find USDA Eligible Properties in North Carolina
Follow the links below or use the search to find your city.
Looking to buy in a rural area of North Carolina?
There are 47,023 USDA backed residential loans in North Carolina with an average loan balance of $127,512. Over 81% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $132,360. On average the rural home size purchased with this loan was approximately 1,536 square feet.
The size of North Carolina is roughly 139,391 square kilometers. USDA defined regions of rural loan ineligibility in North Carolina cover 8,644 square kilometers of the state. See the interactive geographic illustration below for more details. Approximately 6.2% of the state is ineligible for traditional USDA home loans.
Select from the list of counties below or use the search feature to find houses in a city where you would like to live.
Search 100 Counties of North Carolina 
Alamance • Alexander • Alleghany • Anson • Ashe • Avery • Beaufort • Bertie • Bladen • Brunswick • Buncombe • Burke • Cabarrus • Caldwell • Camden • Carteret • Caswell • Catawba • Chatham • Cherokee • Chowan • Clay • Cleveland • Columbus • Craven • Cumberland • Currituck • Dare • Davidson • Davie • Duplin • Durham • Edgecombe • Forsyth • Franklin • Gaston • Gates • Graham • Granville • Greene • Guilford • Halifax • Harnett • Haywood • Henderson • Hertford • Hoke • Hyde • Iredell • Jackson • Johnston • Jones • Lee • Lenoir • Lincoln • Macon • Madison • Martin • McDowell • Mecklenburg • Mitchell • Montgomery • Moore • Nash • New Hanover • Northampton • Onslow • Orange • Pamlico • Pasquotank • Pender • Perquimans • Person • Pitt • Polk • Randolph • Richmond • Robeson • Rockingham • Rowan • Rutherford • Sampson • Scotland • Stanly • Stokes • Surry • Swain • Transylvania • Tyrrell • Union • Vance • Wake • Warren • Washington • Watauga • Wayne • Wilkes • Wilson • Yadkin • Yancey
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of North Carolina.
North Carolina State Motto: Esse quam videri
To be, rather than to seem
View the detailed USDA boundaries for North Carolina.
Local USDA Program Administration Contact Information
The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.Featured Properties from USDA Loan Eligible Regions of North Carolina
State Director's Office: 919-873-2015
Business Programs: 919-873-2040
Community Programs: 919-873-2030
Multi-Family Housing Programs: 919-873-2050
Single Family Housing Programs: 919-873-2051
