Find USDA Eligible Properties in Tennessee
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 39,730 USDA backed residential loans in Tennessee with an average loan balance of $108,446. Over 79% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $111,584. On average the rural home size purchased with this loan was approximately 1,470 square feet.
The size of Tennessee is roughly 109,153 square kilometers. USDA defined regions of rural loan ineligibility in Tennessee covers about 7,577 square kilometers of the state. In other words, approximately 6.94% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Tennessee include Portland, Shelbyville, Athens, and Fairview.
Search 95 Counties of Tennessee 
Anderson • Bedford • Benton • Bledsoe • Blount • Bradley • Campbell • Cannon • Carroll • Carter • Cheatham • Chester • Claiborne • Clay • Cocke • Coffee • Crockett • Cumberland • Davidson • DeKalb • Decatur • Dickson • Dyer • Fayette • Fentress • Franklin • Gibson • Giles • Grainger • Greene • Grundy • Hamblen • Hamilton • Hancock • Hardeman • Hardin • Hawkins • Haywood • Henderson • Henry • Hickman • Houston • Humphreys • Jackson • Jefferson • Johnson • Knox • Lake • Lauderdale • • •
The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:
• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs
You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.
Take the First Step Toward 0% Down Financing
• Lawrence • Lewis • Lincoln • Loudon • Macon • Madison • Marion • Marshall • Maury • McMinn • McNairy • Meigs • Monroe • Montgomery • Moore • Morgan • Obion • Overton • Perry • Pickett • Polk • Putnam • Rhea • Roane • Robertson • Rutherford • Scott • Sequatchie • Sevier • Shelby • Smith • Stewart • Sullivan • Sumner • Tipton • Trousdale • Unicoi • Union • Van Buren • Warren • Washington • Wayne • Weakley • White • Williamson • Wilson
States bordering Tennessee include Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, North Carolina and Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Tennessee.
Tennessee was admitted into the United States on June 1st, 1796 where the state capitol today resides in Nashville.
The official motto of Tennessee is "Agriculture and Commerce" and was adopted in 1987. This motto is intended to reflect the state's commitment to developing its economy through its natural resources and its agricultural heritage. The motto also recognizes the importance of industry and commerce to the state's economy. Tennessee is known for being a major agricultural producer, ranking in the top five states for the production of cotton, soybeans, and tobacco. In addition, the state is home to a number of technology and automotive industries. The motto is a reminder of the importance of both agriculture and industry to the success of the state and its citizens."
Learn about the birds and the bugs of Tennessee!
State Fish: Smallmouth bass (Micropterus dolomieu)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Tennessee State OfficeFeatured Properties from USDA Loan Eligible Regions of Tennessee
441 Donelson Pike, Suite 310
Nashville, TN 37214
Phone: 615-783-1300, 800-342-3149
Fax: 855-776-7057
Rural Development programs are delivered through area offices across Tennessee.
Select from featured USDA loan eligible cities
Rural Homes in Tennessee during Summer
