Looking to buy in Sargent County, North Dakota?
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Start your search for USDA loan eligible properties in the cities of Sargent County, ND
* cities most likely to have USDA loan eligible properties for sale.
Brampton • *Cayuga • *Cogswell • Crete • *De Lamere • *Forman • Geneseo • *Gwinner • Hamlin• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• Hample • *Havana • Hoving • *Milnor • Nicholson • *Rutland • Stirum • Straubville
There are 24 USDA backed residential loans in Sargent county with an average loan balance of $71,823. Over 91% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $72,941. On average the rural home size purchased with this loan was approximately 1,416 SqFt. Alternate income limits exist to determine loan eligibility in Sargent county. For a household of upto 4 people the income limit is $95,900. For a household of between 5 and 8 people the income limit increases to $126,600.
The size of Sargent County is roughly 2,244 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Sargent County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sargent County.
Sargent County is located in the southeastern part of the great state of North Dakota. It was established on April 5, 1883, by the territorial legislature and later organized on June 3, 1884. Sargent County was named in honor of Darius H. Sargent, an early settler and a prominent businessman in the area. The county seat is Forman, which was named after Eugene M. Forman, a local resident and prominent real estate developer.
The early settlers in Sargent County were primarily of European descent, including Norwegians, Germans, Czechs, and other nationalities. These settlers were attracted to the fertile soil and wide expanses of land suitable for farming, particularly wheat. As a result, the economy of the region has been largely centered on agriculture, with notable crops including corn, soybeans, and sunflowers.
Coteau des Prairies, a large glacial deposit known as a moraine, runs through Sargent County. This prominent landscape feature was formed approximately 10,000 years ago when the last glacier receded. The area is characterized by a series of rolling hills and plateaus, which offer picturesque views of the surrounding prairie and farmland.
One fun fact about Sargent County is that it is home to the Tewaukon National Wildlife Refuge, which spans more than 8,000 acres. Established in 1945, this refuge was created to provide a habitat for migratory birds and preserve local wetlands. Visitors to the refuge can engage in activities such as bird watching, hiking, and photography, while potentially catching a glimpse of some of the region's diverse wildlife, including white-tailed deer, beavers, and various species of ducks and geese.