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Find USDA Eligible Properties in Wells County
Looking to buy in Wells County, North Dakota?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Wells County, ND 
* cities most likely to have USDA loan eligible properties for sale.
*Bowdon • Bremen • *Cathay • Chaseley • Dover • Emrick • *Fessenden • *Hamberg • *Harvey• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Heaton • *Heimdal • *Hurdsfield • Manfred • *Sykeston • Wellsburg
There are 12 USDA backed residential loans in Wells county with an average loan balance of $79,177. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $81,541. On average the rural home size purchased with this loan was approximately 1,466 SqFt. Alternate income limits exist to determine loan eligibility in Wells county. For a household of upto 4 people the income limit is $95,900. For a household of between 5 and 8 people the income limit increases to $126,600.
The size of Wells County is roughly 3,342 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Wells County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Wells County.
View the detailed USDA boundaries and read about general conditions of
Wells County, North Dakota
.Wells County, located in the great state of North Dakota, was established on August 28, 1884, but was not fully organized until November 3, 1891. The county was named after Edward Payson Wells, a prominent Jamestown lawyer, and legislator. The county seat is Fessenden, which was founded in 1893 and named after F. R. Fessenden, a prominent landowner.
This region of the USA has been primarily characterized by its agricultural activities, particularly the cultivation of crops like wheat and corn as well as livestock raising. Additionally, the local economy has also been supported by businesses in various sectors, including health care, education, manufacturing, and retail trade.
One fun fact about Wells County is that it is home to the Harvey Sandstone Aquifer, which is considered one of the largest and most significant underground water resources in the state of North Dakota. This aquifer provides water to not only Wells County residents but also residents in other surrounding counties, making it a vital part of the region's ecosystem and economy.
Featured Cities of North Dakota
browse list of realtors working in Wells CountyWells county has 1 usdaproperties.com realtor ready to help with your search!
| March 2025 Featured Agent | |
|---|---|
| Tara Mertz | from Paramount Real Estate |
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