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Find USDA Eligible Properties in Gloucester County
Looking to buy in Gloucester County, New Jersey?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Gloucester County, NJ 
* cities most likely to have USDA loan eligible properties for sale.
Avis Mills • Barnsboro • *Beckett • Bells Lake • Berryland • Blackwood Terrace • Blue Bell • Bridgeport • Broad Lane • Buckingham Village • Cecil • Centre City • Clarksboro • *Clayton • Colonial Manor • Cooper • Cooper Village • Creesville • Cross Keys • Deptford • Dilkes Mills • Dilkesboro • Downer • Downstown • *East Greenwich • *Elk • Ewan • Ferrell • Forest Grove • Franklinville • Fries Mill • Garden City • Gardenville • Gardenville Center • *Gibbstown • Glassboro • Good Intent • Grand Sprute • GreenFields • Green Tree • Greenfield Heights • Grenloch Terrace • Hardingville • Harrisonville • Hurffville • Iona • Leonards • Lincoln • *Logan • Malaga • *Mantua• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Mantua Grove • Mickleton • Mount Royal • *Mullica Hill • *National Park • New Brooklyn • *Newfield • Nortonville • Oak Valley • Ogden • Paradise • Parkville • *Paulsboro • Piney Hollow • Pitman • Plainville • Porches Mill • Porchtown • Prospect • Prossers Mills • Repaupo • Repaupo Station • *Richwood • Robanna • Rulon Road • Salina • Sewell • *South Harrison • Star Cross • Sunset Beach • *Swedesboro • Thorofare • Tomlin • Turnersville • Verga • *Victory Lakes • Wenonah • West Deptford • Westcotville • Westville • Westville Grove • Whitman Square • Williamstown • Wolfert • Woodbury • Woodbury Gardens • Woodbury Heights • *Woolwich • Wrights Mill
There are 943 USDA backed residential loans in Gloucester county with an average loan balance of $169,404. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $170,324. On average the rural home size purchased with this loan was approximately 1,502 SqFt. Alternate income limits exist to determine loan eligibility in Gloucester county. For a household of upto 4 people the income limit is $103,650. For a household of between 5 and 8 people the income limit increases to $136,800.
The size of Gloucester County is roughly 873 square kilometers. USDA defined regions of rural loan ineligibility in Gloucester cover 243 square kilometers of the county. Approximately 27.9% of Gloucester County is ineligible for traditional USDA home loans. The influence score for Gloucester County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Gloucester County.
View the detailed USDA boundaries and read about general conditions of
Gloucester County, New Jersey
.Gloucester County is located in the southwestern part of the great state of New Jersey. It was founded in 1686, making it one of the oldest counties in the state. The county is named after the city of Gloucester in England and is part of the Delaware Valley region.
The area now known as Gloucester County was originally inhabited by the Indigenous Lenape people before the arrival of European settlers. Swedish colonists were the first Europeans to establish settlements in the territory in the 1630s, while the Dutch and English settlers followed shortly thereafter. In 1681, English Quakers fleeing persecution established West New Jersey, which included present-day Gloucester County. The area was governed by two separate entities-the provinces of East and West Jersey-until 1702 when they were merged into a single province.
During the Revolutionary War, Gloucester County played a crucial role by providing resources and soldiers to fight for American independence. Hessian troops were once stationed in strategic cities such as Woodbury, a historical hub in the county.
The county's economy has historically relied on agriculture, industry, and transportation due to its strategic location near the Delaware River. Key industries developed over time, such as glass production, which played a significant role in the growth and development of towns like Glassboro.
A fun fact about Gloucester County is that it is home to the oldest ongoing agricultural fair in the United States, the Gloucester County 4-H Fair, which began in 1947. The fair continues to celebrate the rich agricultural history of the county and features livestock exhibits, equestrian competitions, and other activities that showcase local farming culture.
Featured Cities of New Jersey
browse list of realtors working in Gloucester CountyGloucester county has 7 usdaproperties.com realtors ready to help with your search!
| March 2025 Featured Agents | |
|---|---|
| Stefanie Capone | from EXP Realty |
| Hollie Dodge | from ReMax Preferred |
| Sebastian Rohan | from Weichert Realtors |
| Tracy A Chambers | from Garden Realty |
| Jeanne Jarrell-Rettig | from Exit Realty Washington Twp |
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