Find USDA Eligible Properties in New Jersey

State Flag

Find properties within a county or use the search to find specific city and zip code areas.

Are you looking to buy in a rural area of New Jersey?

There are 7,556 USDA backed residential loans in New Jersey with an average loan balance of $187,385. Over 85% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $190,476. On average the rural home size purchased with this loan was approximately 1,400 square feet.

The size of New Jersey is roughly 22,591 square kilometers. USDA defined regions of rural loan ineligibility in New Jersey covers about 7,134 square kilometers of the state. In other words, approximately 31.58% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 21 Counties of New Jersey   NJ QR code

Atlantic   •   Bergen   •   Burlington   •   Camden   •   Cape May   •   Cumberland   •   Essex   •   Gloucester   •   Hudson   •   Hunterdon   •   Mercer   •   Middlesex   •   Monmouth   •   Morris   •   Ocean   •   Passaic   •   Salem   •   Somerset   •   Sussex   •   Union   •   Warren

Use above links or the clickable map to view county level data.
Sussex CountyEssex CountyPassaic CountyBergen CountyWarren CountyMorris CountyHunterdon CountySomerset CountyHudson CountyUnion CountyMiddlesex CountyMercer CountyMonmouth CountyOcean CountyBurlington CountyAtlantic CountyCamden CountyGloucester CountySalem CountyCumberland CountyCape May CountyA clickable New Jersey county map

States bordering New Jersey include Delaware, New York and Pennsylvania.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of New Jersey.

New Jersey ratified the 1787 United States Constitution on December 18th, 1787 where the state capitol today resides in Trenton.

The official New Jersey motto is "Liberty and Prosperity," which was adopted in 1776 in the New Jersey State Constitution. It is derived from a toast first used by New Jersey founder William Penn, who in 1681 declared, "May the counties of New Jersey enjoy liberty and prosperity forever." The motto reflects the ideals of freedom and prosperity that were foundational to the establishment of the State of New Jersey. This motto is also a reminder of the State's legacy of striving for economic and political independence.

Learn more about the birds and the bugs of New Jersey!
State Bird   State Quarter
State Flower   State Bug

State Fish
State Fish: Brook trout (Salvelinus fontinalis)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in New Jersey and a higher resolution USDA loan eligibility boundaries.
New Jersey USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

New Jersey New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
New Jersey State Office
521 Fellowship Road
Suite 130
Mt. Laurel, NJ 08054
Tel: 856-787-7700
Fax: 855-305-7343
Featured Properties from USDA Loan Eligible Regions of New Jersey
State Welcome Sign

16 Saint Johns Dr
Peapack Gladstone Boro, NJ

property photo


42 E Shore Culver Rd
Frankford Township, NJ

property photo


120 Mallard Rd
Manahawkin, NJ

property photo


34 Quail Run
Washington Township, NJ

property photo


Select from many USDA loan eligible cities
Upper Sussex
Waretown Pemberton_Heights

Rural Homes in New Jersey during Summer
Rural Homes in New Jersey during summer