Looking to buy in Morris County, New Jersey?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Morris County, NJ
* cities most likely to have USDA loan eligible properties for sale.
Afton • Bartley • Beach Glen • Berkshire Valley • Birch Hills • Boonton • Brady Park • Brookside • *Budd Lake • Butler • Butterworth Farms • Carey • Cedar Knolls • Charlotteburg • Chatham • *Chester • Coleman Hollow • Crestmoore • Crestview • Davis Bridge • Denville • Dover • Drakestown • East Hanover • Fairwoods • Flanders • Floral Hill • Florham Park • Gillette • Glen Alpin • Glenfield • Green Pond • Green Village • Hacklebarney • Hanover • Hanover Neck • *Harding • Hibernia • Hickory Tree • Hilltown • Homestead Park • Hurdtown • Ironia • *Jefferson • *Kenvil • Kinnelon • Kitchell • Lake Hiawatha • *Lake Telemark • Landing • Ledgewood • Lincoln Park • Loantaka Estates • Logansville • Long Hill • *Long Valley • Lower Longwood • Lower Montville • Lyonsville • Madison • Madison Heights • Malapardis • Marcella • *Mendham • Meriden • Meyersville • Middle Valley• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• Mill Brook • Millington • Milton • *Mine Hill • Montville • Morris • Morris Plains • Morristown • *Mount Arlington • Mount Fern • Mount Freedom • Mount Hope • *Mount Olive • *Mountain Lakes • Naughright • *Netcong • New Vernon • Osborn Mills • Parker • Parsippany • ParsippanyTroy Hills • Pequannock • Petersburg • Pine Brook • Pleasant Grove • Pleasant Hill • Pompton Plains • Port Morris • Powerville • Prospect Point • Ralston • *Randolph • Ridgedale Park • Riverdale • Rockaway • Rockaway Valley • Rosedale Village • *Roxbury • Russia • Schooleys Mountain • Shady Lawn Manor • Shippenport • Shongum • Shore Hills • Silver Springs • Springtown • Stephensburg • Stirling • *Succasunna • Sutton Park • Tabor • Taylortown • Towaco • Troy Hills • Union Hill • Upper Longwood • *Victory Gardens • Washington Valley • Weldon • Wharton • Whippany • *White Meadow Lake • Woodport • Woodstock • Yardley Village
There are 144 USDA backed residential loans in Morris county with an average loan balance of $218,766. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $223,256. On average the rural home size purchased with this loan was approximately 1,333 SqFt. Alternate income limits exist to determine loan eligibility in Morris county. For a household of upto 4 people the income limit is $108,550. For a household of between 5 and 8 people the income limit increases to $143,300.
The size of Morris County is roughly 1,244 square kilometers. USDA defined regions of rural loan ineligibility in Morris cover 429 square kilometers of the county. Approximately 34.5% of Morris County is ineligible for traditional USDA home loans. The influence score for Morris County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Morris County.
Morris County, located in the great state of New Jersey, was officially established in 1739 as part of New York Province. It was named after Colonel Lewis Morris, who was then the acting governor of New Jersey. The county holds a rich history that dates back to pre-colonial times and played a significant role in the development of the United States.
In the 1700s and 1800s, Morris County became an important hub for various industries, including ironworking and mining. During the American Revolution, the county served as a strategic military base because of its iron resources and proximity between Philadelphia and New York. The historic Jockey Hollow and surrounding areas, where George Washington built his winter encampment during the Revolutionary War, can still be visited today as part of the Morristown National Historical Park.
Morris County is also known for its beautiful landscapes and outdoor attractions. It is home to the Great Swamp, which is one of the first national wildlife refuges in the United States, established in 1960. This protected area consists of more than 7,700 acres of habitat for birds, mammals, reptiles, and amphibians.
A fun fact about Morris County is that it was once the largest producer of rose seeds in the world! In the late 1800s and early 1900s, the Conard-Pyle Company, based in what is now Boonton Township, was responsible for supplying millions of rose seeds to horticulturists in the United States and around the world. As a result, Morris County earned the nickname "Rose City" during this time.
March 2025 Featured Agents | |
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Alyssa Morrissey | from WEICHERT MORRISTOWN EAST |
Kush Morina | from Weichert Realtors |
Patrick Taylor | from Coldwell Banker Realty |
Anthony Page | from RE/MAX Supreme |