Find USDA Eligible Properties in Ocean County


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Realtors in Ocean browse list of realtors working in Ocean County
Ocean county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Donna Wilson   from   Keller Williams Realty
Chris Twardy   from   Berkshire Hathaway
Karen Flynn   from   Pecora Realtors

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Looking to buy in Ocean County, New Jersey?

There are 1,194 USDA backed residential loans in Ocean county with an average loan balance of $189,838. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $192,066. On average the rural home size purchased with this loan was approximately 1,405 SqFt. Alternate income limits exist to determine loan eligibility in Ocean county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.

The size of Ocean County is roughly 1,967 square kilometers. USDA defined regions of rural loan ineligibility in Ocean cover 866 square kilometers of the county. Approximately 44.0% of Ocean County is ineligible for traditional USDA home loans. The influence score for Ocean County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Ocean County, NJ   Ocean QR code
* cities most likely to have USDA loan eligible properties for sale.

A Country Place   •   Adamston   •   Anchorage   •   Archertown   •   Arrowhead Village   •   Bamberry Estates   •   *Barnegat   •   Barnegat Bay   •   Barnegat Bay Estates   •   Barnegat Beach   •   Barnegat Estates   •   Barnegat Light   •   Barnegat Pines   •   Bay Harbor Estates   •   Bay Head   •   Bay Shore   •   Bayside Beach   •   Bayview Harbors   •   Bayville   •   Baywood   •   Beach Haven   •   Beach Haven Crest   •   Beach Haven Gardens   •   Beach Haven Heights   •   Beach Haven Terrace   •   *Beach Haven West   •   Beach View   •   Beachwood   •   Bellcrest Park   •   Bennetts Mills   •   *Berkeley   •   Berkeley Shores   •   Brant Beach   •   Breton Woods   •   Brick   •   Brighton Beach   •   Brindletown   •   Brookside Heights   •   Buckingham   •   Bullock   •   Burkesville   •   Camelot   •   Camp Columbus   •   Camp Osborne   •   Cassville   •   Cedar Beach   •   Cedar Bridge   •   Cedar Bridge Manor   •   Cedar Crest   •   Cedar Glen Lakes   •   Cedar Glen West   •   Cedar Run   •   Cedarwood Park   •   Chadwick   •   Chadwick Beach   •   Cherry Quay   •   Chestnut Estates   •   Colliers Mills   •   Coventry Square   •   Coxstown   •   Cranmoor Manor   •   Crestwood Village   •   Crystal Lake   •   Deer Chase Manor   •   Deer Lake Park   •   Deerhaven   •   Double Trouble   •   Dover Beaches North   •   Dover Beaches South   •   Dover Forge   •   *Eagleswood   •   Edgemere Estates   •   Edgewood Park   •   Evergreen Shores   •   Fairview Estates   •   Forest Acres   •   *Forked River   •   Forked River Beach   •   Forked River Point   •   Francis Mills   •   Giffordtown   •   Gilford Park   •   Glen Cove   •   Greenwood Manor   •   Harvey Cedars   •   Haven Beach   •   Herbertsville   •   Hilltop Estates   •   Holgate   •   *Holiday CityBerkeley   •   *Holiday City South   •   Holiday Estates   •   *Holiday Heights   •   Holly Park   •   Holmansville   •   Howardsville   •   Hyson   •   Island Beach Heights   •   Island Heights   •   Jackson   •   Jacksons Mills   •   Keswick Grove   •   *Lacey   •   Lake Riviera   •   Lakehurst   •   Lakeview Terrace   •   Lakewood   •   Lanes Mills   •   Lanoka Harbor   •   Laurel Harbor   •   Laurelton   •   Lavallette   •   Leesville   •   Legler   •   Leisure Knoll   •   Leisure Village   •   Leisure Village East   •   Leisure Village West   •   *Little Egg Harbor   •   Locust Manor   •   *Long Beach   •   *Manahawkin   •   Manahawkin Terrace   •   Manchester   •   Mandalay   •   Manitou Park   •   Mantoloking   •   Mantoloking Estates   •   Mantoloking Shores   •   Maryland   •   Mayetta   •   Metedeconk   •   Midwood   •   Monterey Beach   •   Munion Field   •   Murray Grove   •   *Mystic Island   •   *New Egypt   •   Normandy Beach   •   North Beach   •   North Beach Haven   •   Nugentown   •   *Ocean Acres   •   Ocean Beach   •   Ocean Gate   •   Ortley Beach   •   Ortley Terrace   •   Osbornsville   •   Parkers Landing   •   Parkertown   •   Parkway Manor   •   Peahala Park   •   Pebble Beach   •   Pine Beach   •   Pine Lake Park   •   Pine Ridge at Crestwood   •   Pine Terrace   •   Pinewald   •   *Plumsted   •   Point Pleasant   •   Point Pleasant Beach   •   Prospertown   •   Red Oak Grove   •   Ridgeway   •   River Bank   •   Rivercrest Manor   •   Riverview Estates   •   Riviera Beach   •   Riviera on the Barnegat   •   Riviera on the Bay   •   Roosevelt City   •   Saint Vladimirs   •   Scow Landing   •   Seaside Heights   •   Seaside Heights Harbor   •   Seaside Park   •   Ship Bottom   •   Shore Acres   •   Silver Bay   •   Silver Beach   •   *Silver Ridge   •   Silverton   •   Silverton Estates   •   Silverton Pine Terrace   •   Sky View Manor   •   Snug Harbor   •   South Lakewood   •   South Mantoloking Beach   •   South Seaside Park   •   South Toms River   •   Spraguetown   •   Spray Beach   •   Spruce Gardens   •   *Stafford   •   Stafford Forge   •   Staffordville   •   Suburban Park   •   Summit East   •   Surf City   •   Toms River   •   *Tuckerton   •   Van Hiseville   •   Vista Center   •   *Waretown   •   Warren Grove   •   Wells Mills   •   West Creek   •   West Mantoloking   •   West Tuckerton   •   West Tuckerton Landing   •   Whitesville   •   Whiting   •   Windor Park   •   Wintringham Park   •   Woodair Estates   •   Woodlawn Estates   •   Woodville   •   Wrangell Brook Park

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ocean County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Ocean County, New Jersey
USDA Boundary Details
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Ocean County is located in the great state of New Jersey, along the eastern seaboard of the United States. Established on February 15, 1850, it was formed from portions of Monmouth County. The county got its name from its location along the Atlantic Ocean, which is a defining geographical feature of the area.

The region has a rich history, dating back to the indigenous populations of the Lenni-Lenape tribe, who initially lived and thrived in the area. In the 17th century, European settlers led by Dutch and English explorers began to arrive, taking advantage of the natural resources and fertile land.

During the American Revolutionary War, Ocean County played a role with several skirmishes and military engagements, such as the Battle of Chestnut Neck, which took place in 1778. The county's strategic location along the coast also contributed to its use for smuggling and blockade running during the war.

Throughout the 19th and 20th centuries, Ocean County experienced substantial growth, driven largely by the rise of the tourism industry, as Americans from nearby urban areas sought vacations along the county's coastal region. Today, Ocean County is known for its picturesque beaches, historic sites, and state parks, drawing millions of visitors annually.

Fun Fact: Ocean County is home to Six Flags Great Adventure, which resides in Jackson Township. It is the world's largest drive-through safari outside of Africa, and also boasts the world's tallest and second-fastest roller coaster, Kingda Ka.


Featured Cities of New Jersey
Bennetts_Mills Silverton_Pine_Terrace
Featured Properties from USDA Loan Eligible Regions of Ocean County