Find USDA Eligible Properties in Somerset County

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Realtors in Somerset browse list of realtors working in Somerset County
Somerset county has 4 realtors ready to help with your search!

April Featured Agents
Michael Martinetti   from   Keller Williams Realty Premier Properties
Alzira Farinhas   from   Re/Max Innovation
Lynn Ropke   from   Berkshire Hathaway HomeServices of America
Anthony Page   from   RE/MAX Supreme

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Looking to buy in Somerset County, New Jersey?

There are 55 USDA backed residential loans in Somerset county with an average loan balance of $223,344. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $227,904. On average the rural home size purchased with this loan was approximately 1,327 SqFt. Alternate income limits exist to determine loan eligibility in Somerset county. For a household of upto 4 people the income limit is $117,100. For a household of between 5 and 8 people the income limit increases to $154,550.

The size of Somerset County is roughly 790 square kilometers. USDA defined regions of rural loan ineligibility in Somerset cover 464 square kilometers of the county. Approximately 58.7% of Somerset County is ineligible for traditional USDA home loans. The influence score for Somerset County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Somerset County, NJ   Somerset QR code
* cities most likely to have USDA loan eligible properties for sale.

Basking Ridge   •   *Bedminster   •   *Belle Mead   •   *Bernards   •   *Bernardsville   •   Blackwells Mills   •   *Blawenburg   •   Bound Brook   •   Bradley Gardens   •   *Branchburg   •   Branchburg Park   •   Bridgepoint   •   Bridgewater   •   Burnt Mills   •   Chimney Rock   •   Clyde   •   Coontown   •   East Franklin   •   East Millstone   •   East Rocky Hill   •   *Far Hills   •   Finderne   •   Flagtown   •   Frankfort   •   Franklin Center   •   Franklin Park   •   Greater Cross Roads   •   Green Brook   •   Green Knoll   •   Griggstown   •   *Harlingen   •   Higginsville   •   Hillsborough   •   Kingston   •   Lamington   •   Lyons   •   Madisonville   •   Manville   •   Martinsville   •   Mettler   •   Middlebush   •   Millstone   •   *Montgomery   •   Mount Horeb   •   Neshanic   •   Neshanic Station   •   North Branch   •   North Branch Depot   •   North Plainfield   •   *Peapack and Gladstone   •   Pill Hill   •   Pleasant Plains   •   Pleasantview   •   Pluckemin   •   Pottersville   •   Raritan   •   Rock Mill   •   *Rocky Hill   •   Round Top   •   Royce Valley   •   Six Mile Run   •   Sixmile Run   •   *Skillman   •   Smalleytown   •   Somerset   •   Somersetin   •   Somerville   •   South Bound Brook   •   South Branch   •   Sunset Hill Garden   •   Ten Mile Run   •   Ukrainian Village   •   Van Dorans Mills   •   Vliettown   •   Warren   •   Watchung   •   Weston   •   Woodfern   •   Woods Tavern   •   Zarephath   •   Zion

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Somerset County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Somerset County, New Jersey
USDA Boundary Details

Somerset County, located in the great state of New Jersey, was established on May 14, 1688, as one of the oldest counties in the United States. It was named after the English county of Somerset and played a significant role in the early history of the nation. The area was primarily settled by Dutch and English immigrants who engaged in agriculture, trade, and small-scale industry.

During the Revolutionary War, Somerset County was the site of several key events. George Washington and the Continental Army camped in the area, and the Middlebrook Encampment in modern-day Bridgewater Township served as a strategic base for the troops. The county also witnessed the Battle of Bound Brook in 1777, where American forces engaged British troops.

Throughout the 19th and 20th centuries, Somerset County experienced significant economic and population growth due to its location near major urban centers like New York City and Philadelphia. Railroads and roadways, such as the Delaware and Raritan Canal, were crucial for its development. The county evolved as a hub for manufacturing, agricultural production, and later as a popular suburban residential area.

Today, Somerset County is a vibrant and diverse region with a mix of urban, suburban, and rural communities. The county is home to over 300,000 residents and continues to attract businesses and residents alike.

Fun fact: Somerset County is considered the birthplace of the modern-day hot air balloon in the United States. The first-ever aerial voyage in America took place in 1793 when a French aeronaut, Jean-Pierre Blanchard, launched a hot air balloon from Philadelphia and landed in present-day Franklin Township, Somerset County.

Featured Cities of New Jersey
Burnt_Mills Raritan
Featured Properties from USDA Loan Eligible Regions of Somerset County
102 Kimberly Rd
Hillsborough Twp, NJ

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46 Baldwin Ct
Basking Ridge, NJ

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8 Mallard Ln
Bedminster Twp, NJ

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31 Dexter Dr N
Bernards Twp, NJ

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