Find USDA Eligible Properties in Sussex County


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Looking to buy in Sussex County, New Jersey?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Sussex County, NJ   Sussex QR code
* cities most likely to have USDA loan eligible properties for sale.

Ackerson   •   *Andover   •   Armstrong   •   Augusta   •   Balesville   •   Beaver Lake   •   Beaver Run   •   Beemerville   •   Bevans   •   Big Springs   •   *Branchville   •   Brighton   •   *Byram   •   *Byram Center   •   Clearwater   •   Colesville   •   Cranberry Lake   •   *Crandon Lakes   •   Culvers Inlet   •   DeKays   •   Duttonville   •   Flatbrookville   •   *Frankford   •   *Franklin   •   *Fredon   •   Glenwood   •   *Green   •   Greendell   •   Hainesville   •   Halsey   •   *Hamburg   •   Haneys Mill   •   Hanford   •   *Hardyston   •   Harmonyvale   •   *Highland Lakes   •   *Hopatcong   •   Huntsburg   •   Huntsville   •   Kampe   •   *Lafayette   •   *Lake Mohawk   •   Layton   •   Lewisburg   •   Libertyville   •   Lockwood   •   Martins   •   McAfee   •   Middleville• • •

What is a USDA Loan?
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing

 

  •   *Montague   •   Mount Pisgah   •   Myrtle Grove   •   *Newton   •   Normanook   •   Northrup   •   Northwood   •   *Ogdensburg   •   Owens   •   Papakating   •   Paulins Kill   •   Pellettown   •   Pinkneyville   •   Plains   •   Plumbsock   •   Quarryville   •   Roseville   •   *Ross Corner   •   Roys   •   Rudeville   •   Sand Hills   •   *Sandyston   •   Shaytown   •   *Sparta   •   *Stanhope   •   *Stillwater   •   Stockholm   •   *Sussex   •   Sussex Mills   •   Swartswood   •   Tranquility   •   Upper Mohawk   •   Van Syckles   •   *Vernon   •   *Vernon Center   •   *Vernon Valley   •   Wallpack Center   •   *Walpack   •   *Wantage   •   Warbasse   •   Waterloo   •   Wawayanda   •   Whitehall   •   Willow Brook   •   Woodbourne   •   Woodruffs Gap   •   Wykertown

There are 471 USDA backed residential loans in Sussex county with an average loan balance of $182,114. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $186,176. On average the rural home size purchased with this loan was approximately 1,347 SqFt. Alternate income limits exist to determine loan eligibility in Sussex county. For a household of upto 4 people the income limit is $108,550. For a household of between 5 and 8 people the income limit increases to $143,300.

The size of Sussex County is roughly 1,389 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Sussex County is 1. Look below for the interactive county level map illustration below for more details.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sussex County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Sussex County, New Jersey
USDA Boundary Details
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Sussex County, located in the northwestern part of New Jersey, was founded on June 8, 1753, and is one of the oldest counties in the state. Its creation was part of a larger restructuring of New Jersey's counties that stemmed from England's royal decree. The county derives its name from the historic county of Sussex, England.

During its early history, Sussex County was inhabited by various Native American tribes, including the Lenape people. Europeans began to explore and settle in the region in the late 17th and early 18th centuries. Iron, zinc, and other minerals found in the area played a significant role in the county's development, with mines and forges contributing to industrial growth.

During the American Revolution, several notable military events occurred in Sussex County. In 1780, George Washington's Army encamped in nearby Jockey Hollow while the Continental Army used the iron and zinc resources in the region to produce weapons and materials for the war effort.

In the 19th and early 20th centuries, Sussex County continued to grow due to agriculture, pottery, and glass manufacturing industries. Additionally, dairy farming and tourism became essential components of the county's economy. Many resorts and tourist destinations emerged in the area, such as Lake Mohawk and the iconic gingerbread-style houses around Culver Lake.

A fun fact about Sussex County is that it is home to the New Jersey State Fair, an annual event held at the Sussex County Fairgrounds. The fair, which began in 1919, showcases agricultural exhibits, amusement rides, and entertainment, attracting tens of thousands of visitors each year and celebrating the county's rich agricultural heritage.


Featured Cities of New Jersey
Huntsburg Branchville

Featured Properties from USDA Loan Eligible Regions of Sussex County
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Realtors in Sussex browse list of realtors working in Sussex County
Sussex county has 5 usdaproperties.com realtors ready to help with your search!
June 2025 Featured Agents
Simon Vassalo   from   Coldwell Banker Realty
Keren Gonen   from   Realty Executives Exceptional Vernon
Alyssa Morrissey   from   WEICHERT MORRISTOWN EAST
Patrick Taylor   from   Coldwell Banker Realty

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