One positive aspect of home ownership in Berne, New York, is the cost of living. Berne is located in a rural area, and it's known to have low property taxes and lower home prices than other areas of Albany County. This is beneficial for those looking to purchase a home, as they can get more value for their money. Another positive aspect of home ownership in Berne is the peaceful atmosphere. Berne is a small town with a tight-knit community of residents. There is a sense of security and stability that comes with owning a home in such an environment.

The negative aspect of home ownership in Berne, New York, is the limited access to amenities. Since this is a rural area, there are not as many shopping centers or restaurants as there may be in other parts of the county. This could be an issue for those who are used to having access to more conveniences.