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There are no geographical USDA loan restrictions in this postal code. Click for more details on 12023.

One positive aspect of home ownership in Berne, New York, is the cost of living. Berne is located in a rural area, and it's known to have low property taxes and lower home prices than other areas of Albany County. This is beneficial for those looking to purchase a home, as they can get more value for their money. Another positive aspect of home ownership in Berne is the peaceful atmosphere. Berne is a small town with a tight-knit community of residents. There is a sense of security and stability that comes with owning a home in such an environment.

The negative aspect of home ownership in Berne, New York, is the limited access to amenities. Since this is a rural area, there are not as many shopping centers or restaurants as there may be in other parts of the county. This could be an issue for those who are used to having access to more conveniences.

Mary Canova "Stage2daysell2morrow" with Mary Canova!!"	Mary is a results-oriented business professional with 17 years of experience in selling, merchandising, managing, marketing ... see full details and contact information for Mary ... sell faster and for more money, giving a competitive edge when needed.
Mary has 13 recent and active property listings that range in price from $75,600 to $949,900 with the most recent sale on 2024-07-03 for $1,200,000.
Serving the areas of Ghent, Guilderland, Petersburg, Selkirk, Delmar, Hudson, Coxsackie, East Berne, Cohoes & West Sand Lake
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Martin Marczika	Was a teacher for twenty years in NYC (Bronx and Brooklyn) and moved to the Capital Region to be closer to family. I love ... see full details and contact information for Martin ... real estate needs, while earning their trust and admiration along the way.
This realtor has 1 active or recent property listings for $55,000 with the most recent sale on 2024-07-03 for $900,000.
Serving the areas of Ballston Spa, Clarksville, Waterford, Latham, Stillwater, Troy, Corinth, Guilderland, Slingerlands & Averill Park
Gary Pollard "Satisfying You is Gratifying to Me"	Should you decide to select me as your agent, it would be my pleasure to assist you through the process of completing one ... see full details and contact information for Gary ... to discuss your real estate needs. SATISFYING YOU IS GRATIFYING TO ME!!!
Gary has 1 active or recent property listings for $485,000 with the most recent sale on 2024-07-02 for $570,000.
Serving the areas of Coeymans, Wynantskill, Albany, Westerlo, Guilderland Center, Rexford, Ravena, Castleton-on-Hudson, Guilderland & Newtonville
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Nedim Alivodic	Laviano & Assoc Re Group Office address: 1859 WESTERN AVE ALBANY, NY
This realtor has 2 recent and active property listings that range in price from $125,000 to $304,800 with the most recent sale on 2024-07-02 for $800,000.
Serving the areas of Watervliet, Altamont, Gansevoort, Feura Bush, Mechanicville, Troy, Glenmont, Ballston Spa, Berne & Albany
Lisa Tenneson Lets help you get your sold sign up!	Lisa Tenneson Broker/Owner Lisa brings with her a strong presence from New Jersey where she was born and raised and also ... see full details and contact information for Lisa ... and Schoharie County. Customer satisfaction is her number 1 go
Lisa has 35 recent and active property listings that range in price from $29,900 to $1,244,000 with the most recent sale on 2024-07-01 for $1,200,000.
Serving the areas of Carlisle, East Worcester, Summit, Central Bridge, Howes Cave, Charlotteville, Warnerville, Preston Hollow, West Fulton & North Blenheim
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Patrick Campbell	Gersch Real Estate Group Office address: 1531 CENTRAL AVE ALBANY, NY
Patrick has 1 active or recent property listings for $220,000 with the most recent sale on 2024-07-01 for $365,000.
Serving the areas of Pattersonville, Berne, Rensselaer, Schenectady, Clifton Park, East Schodack, Nassau, Albany, Glenmont & Amsterdam
Debra Danner	Coldwell Banker Prime Properties Office address: 11573 State Route 32 Unit 8B Greenville, NY
Debra has 9 recent and active property listings that range in price from $119,000 to $475,000 with the most recent sale on 2024-02-06 for $1,200,000.
Serving the areas of Ravena, Berne, Westerlo, Glenmont, Guilderland, South Bethlehem, Voorheesville, Greenville, Catskill & Coeymans Hollow
Pearl " Ruby" Torres Treat people as you would want to be treated.	Pearl Ruby is a licensed Real Estate Associate Broker for more than 30 years. She relocated to upstate NY from Rockland ... see full details and contact information for Pearl ... in her classic car, traveling, camping and spending time with loved ones.
Pearl has 27 recent and active property listings that range in price from $35,000 to $1,200,000 with the most recent sale on 2024-04-26 for $800,000.
Serving the areas of Gilboa, Cobleskill, Middleburgh & Clarksville
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Christopher J. Culihan Experience isn't expensive... It's priceless!	Christopher J. Culihan has been a realtor for the over 16 years. He has spent his career at Coldwell Banker Prime ... see full details and contact information for Christopher ... reside in Loudonville along with their daughters, Charlotte and Campbell.
Christopher has 4 recent and active property listings that range in price from $215,000 to $995,000 with the most recent sale on 2024-06-28 for $1,430,000.
Serving the areas of East Greenbush, Westerlo, Mechanicville, Brainard, Clarksville, Altamont, Voorheesville, Cohoes, Nassau & Guilderland Center
Sandy Speranza	I cannot believe how rewarding this profession is! I am able to help people to attain their dreams and actually make a ... see full details and contact information for Sandy ... just have a question about real estate... call me! I am available 24/7!!!!
Sandy has 3 recent and active property listings that range in price from $220,000 to $494,000 with the most recent sale on 2024-06-21 for $612,000.
Serving the areas of Clarksville, Watervliet, Gansevoort, Schaghticoke, Ballston Lake, Round Lake, Berne, East Nassau, South Glens Falls & Troy
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John Diblasi Earning your repeat business with hard work and results.	Since February of 1999 John DiBlasi has been serving buyers and sellers of Capital Region Real Estate with the same ... see full details and contact information for John ... Realtor, John delivers information, guidance and direction to clients.
This realtor has 4 recent and active property listings that range in price from $235,000 to $649,000 with the most recent sale on 2024-06-10 for $735,000.
Serving the areas of Cropseyville, Guilderland, Ballston Spa, Burnt Hills, Waterford, Rock City Falls, Berne & Greenfield Center
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Carmen Rau	Carmen is a community-minded real estate agent intimately familiar with the City of Albany and many other Capital Region ... see full details and contact information for Carmen ... only an investment in your future, but an investment in your community.
Carmen has 1 active or recent property listings for $99,900 with the most recent sale on 2024-05-28 for $700,000.
Serving the areas of Amsterdam, Schenectady, Westerlo, East Nassau, Berne, Troy, Clarksville, Slingerlands, Cropseyville & Ravena
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Scott Scorzafava	Scorzafava Real Estate Group LLC Office address: 2215 Nott Street, Suite 201 Niskayuna, NY
Scott Scorzafava has 13 recent and active property listings that range in price from $34,900 to $424,000 with the most recent sale on 2024-06-14 for $300,000.
Serving the areas of South Bethlehem, Rexford, Watervliet, Latham, East Nassau, Newtonville, Averill Park, Delanson, Pattersonville & Hoosick Falls
Laurie Leckonby	Coldwell Banker Prime Properties Office address: 569 North Greenbush Rd. North Greenbush, NY
Laurie has 1 active or recent property listings for $75,000 with the most recent sale on 2024-04-10 for $648,500.
Serving the areas of Melrose, Waterford, Saratoga Springs, East Greenbush, Schodack Landing, Round Lake, Latham, Clifton Park, Stillwater & Caroga Lake
Maryah Mac Donald Agent	I strive to be your source for real estate in Greene, Southern Albany, and Schoharie Counties, and the surrounding areas. ... see full details and contact information for Maryah ... sold listings to help you determine the accurate market value of your home
Maryah has 5 recent and active property listings that range in price from $124,900 to $449,900 with the most recent sale on 2024-05-28 for $510,000.
Serving the areas of East Jewett, Catskill, Surprise, Coxsackie, South Cairo, Westerlo, Fultonham, Clarksville & North Blenheim
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Rebecca Wilcox	Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the ... see full details and contact information for Rebecca ... step of the way by calling or e-mailing me to set up an appointment today.
Rebecca has 7 recent and active property listings that range in price from $39,900 to $324,900 with the most recent sale on 2024-06-05 for $400,000.
Serving the areas of Middleburgh, Knox, Berne, Carlisle, Schenectady, Cobleskill, East Worcester, Delmar, Pattersonville & Schoharie
Deborah Smith	If you are looking for the perfect getaway in the woods or on the ski slopes, hunting land or that beautiful log home that ... see full details and contact information for Deborah ... Remember, at Coldwell Banker Prime Properties, we never stop moving!
Deborah has 12 recent and active property listings that range in price from $139,000 to $429,000 with the most recent sale on 2024-06-12 for $590,000.
Serving the areas of Surprise, East Jewett, New Baltimore, Durham, Greenville, Oak Hill, South Cairo, Coeymans, Preston Hollow & Freehold
Karen Sawicki Relation WE OPEN DOORS FOR YOU TO OWN YOUR OWN HOME	I have lived in the capital region my whole life. Originally from Colonie, I moved to Valley Falls, Brunswick and back to ... see full details and contact information for Karen ... Rensselaer and Schenectady counties. I will help anyone, anytime!
Karen has 2 recent and active property listings that range in price from $139,000 to $799,900 with the most recent sale on 2024-06-12 for $592,380.
Serving the areas of Round Lake, Mechanicville, Guilderland, Clifton Park, Cambridge, Averill Park, Burnt Hills, Ballston Lake, Voorheesville & Slingerlands
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Rebecca E. Butler	Lic. Real Estate Associate Broker (17+ years experience) Specialties: Buyer's Agent, Listing Agent, Relocation, Notary ... see full details and contact information for Rebecca ... sales and purchases and looking forward to continue to serve long term.
Rebecca has 4 recent and active property listings that range in price from $54,900 to $599,900 with the most recent sale on 2024-03-14 for $375,000.
Serving the areas of Canajoharie, Delanson, Worcester, Fultonham, Carlisle, Palatine Bridge, Middleburgh, Summit & Sprakers
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Patricia Whelan	20+ years experience as a full time Licensed Associate Broker in the Capital District with over 15 years specializing in new ... see full details and contact information for Patricia ... demonstrate knowledge of the market place and stage your home for sale!
Patricia has 1 active or recent property listings for $829,900 with the most recent sale on 2024-06-10 for $1,288,519.
Serving the areas of Albany, Alcove, Guilderland, Newtonville, Troy, East Worcester, Glenmont, Guilderland Center, Medusa & Oak Hill

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