Pros of home ownership in the village of Shrub Oak, New York include:

1. Stable investment: Owning a home in Shrub Oak, New York can be a stable investment as the property values tend to appreciate over time.

2. Pride of ownership: Owning a home in Shrub Oak, New York can provide a sense of pride and achievement, as it is an important milestone for many people.

3. Potential tax benefits: Homeowners in Shrub Oak, New York may be eligible for tax benefits such as deducting mortgage interest and property taxes from their taxable income.

Cons of home ownership in the village of Shrub Oak, New York include:

1. High cost of living: The cost of living in Shrub Oak, New York can be higher than in other areas, which can make home ownership more expensive.

2. Maintenance costs: Homeowners in Shrub Oak, New York are responsible for maintaining their property, which can come with unexpected expenses.

3. Transportation: Shrub Oak, New York is a relatively small village, which means that transportation options can be limited for residents who need to commute to work or access other services outside of the village.

It's important to consider your personal goals and financial situation before deciding whether home ownership in the village of Shrub Oak, New York is right for you.