Find USDA Eligible Properties in Fulton County

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Looking to buy in Fulton County, New York?

There are 203 USDA backed residential loans in Fulton county with an average loan balance of $112,066. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $113,090. On average the rural home size purchased with this loan was approximately 1,445 SqFt. Fulton county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Fulton County is roughly 1,379 square kilometers. USDA defined regions of rural loan ineligibility in Fulton cover 29 square kilometers of the county. Approximately 2.1% of Fulton County is ineligible for traditional USDA home loans. The influence score for Fulton County is 5. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Fulton County, NY   Fulton QR code
* cities most likely to have USDA loan eligible properties for sale.

Benedict   •   *Bleecker   •   Bleecker Center   •   Bradtville   •   *Broadalbin   •   Canada Lake   •   *Caroga   •   *Caroga Lake   •   Cork   •   Cranberry Creek   •   Crum Creek   •   Dennies Crossing   •   Dennies Hollow   •   Emmonsburg   •   *Ephratah   •   Fish House   •   Garoga   •   Glasgow Mills   •   Gloversville   •   Hale Mills   •   Hoeseville   •   Ingham Mills   •   Jackson Summit   •   Johnstown   •   Kecks Center   •   Knappville   •   Kringsbush   •   Lassellsville   •   Lotville   •   *Mayfield   •   Meco   •   Middle Sprite   •   Munsonville   •   Newkirk   •   North Broadalbin   •   North Bush   •   *Northampton   •   *Northville   •   *Oppenheim   •   *Perth   •   Progress   •   Rockwood   •   Sammonsville   •   Scotchbrush   •   Stever Mill   •   *Stratford   •   Tomantown   •   Union Mills   •   Vail Mills   •   West Bush   •   West Galway   •   West Perth   •   Wheelerville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Fulton County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Fulton County, New York
USDA Boundary Details

Fulton County, located in the great state of New York, was established on April 18, 1838. It was formed from a part of Montgomery County and named after the American inventor and engineer, Robert Fulton, who is credited with building the first successful commercial steamboat. The county is situated in the Mohawk Valley region of Upstate New York and covers approximately 533 square miles. Its county seat is Johnstown.

The region has a rich history, with its roots stretching back to the early Native American tribes like the Mohawk who inhabited the area prior to European settlement. European settlers, mainly of Dutch, German, and English origin, began to arrive in the late 17th and early 18th centuries. The first major settlement in the area, Kingsborough, was established in 1752 by Sir William Johnson, who played a significant role in the development of the Mohawk Valley during the French and Indian War.

The Fulton County region saw significant economic growth during the 19th and early 20th centuries, primarily due to its location near the Erie Canal and the subsequent construction of the railroads. The area became known for its leather industry, glove manufacturing, and agricultural production, which contributed to its prosperity.

A fun fact about Fulton County is that it is sometimes referred to as the "Land of 44 Lakes" due to its numerous bodies of water scattered throughout the region. These lakes not only provide great recreational opportunities for residents and visitors alike but have also historically supported the area's prominent ice harvesting industry in the late 19th and early 20th centuries.

Featured Cities of New York
Perth Crum_Creek
Featured Properties from USDA Loan Eligible Regions of Fulton County