Find USDA Eligible Properties in Montgomery County

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Montgomery county has 2 realtors ready to help with your search!

September Featured Agents
Junell Pasquarelli   from   Junell Realty LLC
Cynthia Kelly   from   Walton Realty Group

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Looking to buy in Montgomery County, New York?

There are 210 USDA backed residential loans in Montgomery county with an average loan balance of $100,455. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $101,081. On average the rural home size purchased with this loan was approximately 1,491 SqFt. Montgomery county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Montgomery County is roughly 1,063 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Montgomery County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Montgomery County, NY   Montgomery QR code
* cities most likely to have USDA loan eligible properties for sale.

*Ames   •   *Amsterdam   •   Auriesville   •   Berryville   •   Browns Hollow   •   Buel   •   Burtonsville   •   *Canajoharie   •   *Charleston   •   Cranesville   •   Crescent Park   •   Currytown   •   East Stone Arabia   •   Flat Creek   •   *Fonda   •   Fordsbush   •   Fort Hunter   •   *Fort Johnson   •   *Fort Plain   •   Freysbush   •   *Fultonville   •   *Glen   •   *Hagaman   •   Hallsville   •   Harrower   •   Hessville   •   Lost Valley   •   Lykers   •   Mapletown   •   Marshville   •   McKinley   •   Minaville   •   *Minden   •   Mindenville   •   *Nelliston   •   Oak Ridge   •   *Palatine   •   *Palatine Bridge   •   Randall   •   Rockton   •   *Root   •   Root Center   •   Rural Grove   •   *Saint Johnsville   •   Salt Springville   •   Sand Hill   •   Scotch Bush   •   Scotch Church   •   Sprakers   •   Sprout Brook   •   Stone Arabia   •   *Tribes Hill   •   Valley Brook   •   Van Deusenville   •   West Saint Johnsville   •   Yosts

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Montgomery County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Montgomery County, New York
USDA Boundary Details

Montgomery County, located in the heart of the Mohawk Valley in upstate New York, was established on March 12, 1772. It was originally called Tryon County, named in honor of British colonial Governor William Tryon. However, after the American Revolution, the name was changed to Montgomery County to honor General Richard Montgomery, an American Revolutionary War hero.

The county has a rich historical background, as it played a significant role in various conflicts such as the French and Indian War, the American Revolution, and the War of 1812. During these times, the area was a critical transportation and trade corridor between the Hudson River and the Great Lakes.

In the 19th and early 20th centuries, Montgomery County's economy was primarily driven by agriculture and manufacturing. The Erie Canal, completed in 1825, contributed to the growth of industry and trade in the county. Mohawk River and its tributaries provided the necessary natural resources to develop industries such as textiles, carpet manufacturing, and paper mills.

Today, Montgomery County is a thriving community rich in historical landmarks, picturesque landscapes, and a strong agricultural presence. One fun fact about this region is that the village of Fort Plain within the county is home to a unique geological feature called the "Natural Fort," a large flat-topped rock that stands at 900 feet above sea level. This rock served as a natural fortification for the Native Americans and was used as a lookout during the American Revolution.

Featured Cities of New York
Root_Center Currytown
Featured Properties from USDA Loan Eligible Regions of Montgomery County