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Benefits of Rural Life in South Dakota:
South Dakota is a great place to live if you are looking for a rural lifestyle. The state offers a strong sense of community, with a small-town feel that is hard to find in larger cities. Residents in rural areas of South Dakota enjoy the slower pace of life, with plenty of outdoor activities and a lower cost of living. There are plenty of opportunities to pursue outdoor activities such as hunting, fishing, camping, and hiking. The state is also home to a number of national and state parks, as well as scenic drives and picturesque views.
General Rural Housing Conditions in South Dakota:
South Dakota's rural housing conditions are generally quite good. Home prices in rural areas are usually much lower than in urban areas, and many homes in rural areas are well-maintained and updated. Rural areas also offer a variety of housing options, from single-family homes to larger farmsteads.
Financing Options for Purchasing Homes in Rural Areas of South Dakota:
South Dakota provides a variety of financing options for purchasing homes in rural areas. The USDA Rural Development Program provides low-interest loans to qualified buyers for homes in rural areas. The South Dakota Housing Development Authority also provides financing options for rural homebuyers, including down payment assistance, tax credits, and more. Additionally, many banks and credit unions in the state offer specialized rural loans with competitive rates.
USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of South Dakota
200 4th Street SW, Federal Building, Rm. 210
Huron, SD 57350
Phone: (605) 352-1100
Facsimile: (855) 262-1940