Find USDA Eligible Properties in South Dakota
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 9,907 USDA backed residential loans in South Dakota with an average loan balance of $85,668. Over 80% of the loans went to help first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $89,911. On average the rural home size purchased with this loan was approximately 1,327 square feet.
The size of South Dakota is roughly 199,729 square kilometers. USDA defined regions of rural loan ineligibility in South Dakota covers about 427 square kilometers of the state. That is a mere 0.21% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in South Dakota include Mitchell, Spearfish, Watertown, and Box Elder.
Search 66 Counties of South Dakota 
Aurora • Beadle • Bennett • Bon Homme • Brookings • Brown • Brule • Buffalo • Butte • Campbell • Charles Mix • Clark • Clay • Codington • Corson • Custer • Davison • Day • Deuel • Dewey • Douglas • Edmunds • Fall River • Faulk • Grant • Gregory • Haakon • Hamlin • Hand • Hanson • Harding • Hughes • Hutchinson • Hyde • • •
The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:
• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs
You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.
Take the First Step Toward 0% Down Financing
• Jackson • Jerauld • Jones • Kingsbury • Lake • Lawrence • Lincoln • Lyman • Marshall • McCook • McPherson • Meade • Mellette • Miner • Minnehaha • Moody • Oglala Lakota • Pennington • Perkins • Potter • Roberts • Sanborn • Spink • Stanley • Sully • Todd • Tripp • Turner • Union • Walworth • Yankton • Ziebach
States bordering South Dakota include Iowa, Minnesota, Montana, Nebraska, North Dakota and Wyoming.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of South Dakota.
South Dakota was admitted into the United States on November 2nd, 1889 where the state capitol today resides in Pierre.
The official South Dakota state motto is "Under God the People Rule." This motto was adopted in 1893, shortly after South Dakota became a state. It reflects the state's belief in the importance of democracy and the power of the people to make decisions. The motto also reflects the religious heritage of the state, as South Dakota is home to many Christians. The phrase "Under God" recognizes the power of the divine in making decisions. The phrase "the people rule" reflects the state's commitment to democracy and the power of the people to make decisions.
Learn about the birds and the bugs of South Dakota!
State Fish: Walleye (Sander vitreus)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
USDA Rural Development State OfficeFeatured Properties from USDA Loan Eligible Regions of South Dakota
200 4th Street SW, Federal Building, Rm. 210
Huron, SD 57350
Phone: (605) 352-1100
Facsimile: (855) 262-1940
Select from featured USDA loan eligible cities
Rural Homes in South Dakota during Summer
