Find USDA Eligible Properties in Vermont


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Find properties within a county or use the search to find specific city and zip code areas.

Click on the county map below to see USDA eligible properties by county.

Are you looking to buy in a rural area of Vermont?

There are 3,619 USDA backed residential loans in Vermont with an average loan balance of $145,384. Over 86% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $149,911. On average the rural home size purchased with this loan was approximately 1,347 square feet.

The size of Vermont is roughly 24,906 square kilometers. USDA defined regions of rural loan ineligibility in Vermont covers about 109 square kilometers of the state. That is a mere 0.44% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.

Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Vermont include Rutland, Burlington, Milton, and Barre.

Search 14 Counties of Vermont   VT QR code

Addison   •   Bennington   •   Caledonia   •   Chittenden   •   Essex   •   Franklin   •   Grand Isle   •   Lamoille • • •

What is a USDA Loan?

The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:

• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs

You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.

Take the First Step Toward 0% Down Financing

 

  •   Orange   •   Orleans   •   Rutland   •   Washington   •   Windham   •   Windsor

States bordering Vermont include Massachusetts, New Hampshire and New York.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Vermont.

Vermont was admitted into the United States on March 4th, 1791 where the state capitol today resides in Montpelier.

The official Vermont motto is "Freedom and Unity" This motto was adopted by the State of Vermont in 1777, when it declared its independence from the British Empire. The motto was chosen to represent the ideals of freedom and unity among the people of Vermont, and it has been used ever since. The motto is a reminder that, even though the people of Vermont are diverse, they are united in their commitment to freedom and justice.

Learn about the birds and the bugs of Vermont!
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State Flower   State Bug

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State Fish: Brook trout (Salvelinus fontinalis)

Vermont USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

Vermont New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
Vermont State Office
87 State Street, Suite 324
P.O. Box 249 Montpelier, VT 05601
Featured Properties from USDA Loan Eligible Regions of Vermont
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Select from featured USDA loan eligible cities
Richford Essex
Castleton Ferrisburgh

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Rural Homes in Vermont during Summer
Rural Homes in Vermont during summer