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There are no geographical USDA loan restrictions in this postal code. Click for more details on 98221.

Positive Aspects:
1. Oak Harbor is located in a beautiful area with plenty of outdoor activities to enjoy. The city is situated on the Puget Sound, so there are plenty of opportunities for boating, fishing, and other water activities. There are also numerous parks and trails nearby for hiking, biking, camping, and bird-watching.

2. Oak Harbor has a thriving economy with plenty of job opportunities for residents. The city's Naval Air Station is the largest employer in Island County, providing jobs for thousands of people in the area. Additionally, Oak Harbor has a variety of retail stores, restaurants, and small businesses that provide employment opportunities for local residents.

Not So Good Thing:
Oak Harbor has a higher cost of living than other cities in the area. Housing prices in Oak Harbor are significantly higher than the median price for homes in Island County, making it difficult for some people to afford to live in the city. Additionally, taxes are higher than the county average, making it more expensive to live in Oak Harbor than other cities in Island County.

Victoria Mamaril- Buerger	Coldwell Banker 360 Team - Oak Harbor Office address: 415 SE Pioneer Way Oak Harbor, WA
Victoria has 6 recent and active property listings that range in price from $229,900 to $624,900 with the most recent sale on 2024-05-31 for $800,000.
Serving the areas of Coupeville, Oak Harbor & Anacortes
Carmen Andrew Helping Buyers and Sellers From North of Seattle to the Canadian Border!	Carmen, is a Certified Negotiation Expert and our teams Listing Specialist and Lead Buyer's Broker, She will work one-on-one ... see full details and contact information for Carmen ... best interests are priority and that the transaction progresses smoothly.
This realtor has 15 recent and active property listings that range in price from $45,000 to $1,895,000 with the most recent sale on 2024-06-26 for $1,375,000.
Serving the areas of Burlington, Point Roberts, Clear Lake, La Conner, Conway, Marysville, Arlington, Lynden, Anacortes & Bow
Terry Payseno If it's Seattle, it's Terry Payseno	Terry Payseno is passionate about his clients and a market-savvy professional whose clients satisfaction and best interests ... see full details and contact information for ... that Terry will be on your side and have your best interests at heart.
Terry Payseno has 1 active or recent property listings for $629,000 with the most recent sale on 2024-06-07 for $899,950.
Serving the areas of Anacortes, Port Angeles, Port Townsend, Seattle & Sequim
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Rob Skelton Agent	Rob provides exceptional knowledge guiding clients through a complex series of decisions while making the process seamless ... see full details and contact information for Rob ... local kiteboarding, surfing, mountain biking, and all outdoor activities.
Rob has 8 recent and active property listings that range in price from $679,000 to $2,395,500 with the most recent sale on 2024-03-28 for $1,901,000.
Serving the areas of Oak Harbor, Bellingham, Mount Vernon, Anacortes, Burlington, La Conner & Friday Harbor
Carly Guimaraes	Carly Guimaraes (previously Gladnick) is a creative at heart who is energized by being of service to others. Inventive, ... see full details and contact information for Carly ... (30+ countries and counting!) and spending time in the great outdoors.
This realtor has 1 active or recent property listings for $1,092,000 with the most recent sale on 2024-05-22 for $2,105,000.
Serving the areas of Anacortes, Seattle, Austin, Edmonds & North Bend
Charles Eckardt	What will you get when you choose me as your Realtor? You will get a dedicated professional who will work tirelessly for you ... see full details and contact information for Charles ... to be your Realtor for life! *Military PCS and VA Loan Specialist*
Charles has 2 recent and active property listings that range in price from $419,000 to $479,000 with the most recent sale on 2024-04-30 for $1,405,000.
Serving the areas of Mount Vernon, Coupeville, Oak Harbor, Anacortes, La Conner & Stanwood
Ronda Karn	Buying or selling a home is not just a business transaction; it's a life changing experience that creates memories for a ... see full details and contact information for Ronda ... enjoy spending time with my husband of 25 years and two girls in college.
This realtor has 1 active or recent property listings for $899,999 with the most recent sale on 2024-07-01 for $1,300,000.
Serving the areas of Mount Vernon, Lynden, Acme, Sumas, Bow, Burlington, Everson, Bellingham, Blaine & Ferndale
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Diann Sager Honesty \| Integrity \| Respect	I am a lifelong resident of Skagit Valley, with strong roots in the North West growing up as a Daughter of the Pioneers ... see full details and contact information for Diann ... of agents that I can access if you need a home in a different area.
This realtor has 1 active or recent property listings for $493,900 with the most recent sale on 2024-07-01 for $2,500,000.
Serving the areas of Stanwood, Freeland, Marysville, Bellingham, Coupeville, Mount Vernon, Greenbank & Langley
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Michelle Foggin	Having the right real estate agent means having an agent who is committed to helping you buy or sell your home with the ... see full details and contact information for Michelle ... a first time buyer, I can help you in finding the property of your dreams.
Michelle has 3 recent and active property listings that range in price from $280,000 to $1,495,000 with the most recent sale on 2024-07-01 for $1,450,000.
Serving the areas of Mount Vernon, Lynden, Oak Harbor, Bellingham, Burlington, Anacortes, Sedro-Woolley, Ferndale, Coupeville & La Conner
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Shane Servoss	With roots in Skagit County, a coaching background, and a passion for real estate, I bring a unique perspective to property ... see full details and contact information for Shane ... I'm here to guide you with expertise and a client-centric approach.
This realtor has 5 recent and active property listings that range in price from $299,000 to $1,185,000 with the most recent sale on 2024-07-01 for $6,250,000.
Serving the areas of Hamilton, Burlington, Clear Lake, Sedro-Woolley, Mount Vernon, Coupeville, La Conner & Oak Harbor
Kelli Lang Local Real Estate Experts Dedicated to Results	Team Kelli Lang RE/MAX Gateway is North Whidbey Island, Oak Harbor, Anacortes and Skagit Countys trusted real estate advisor ... see full details and contact information for Kelli ... to join our growing team! Get in contact with us for more information. *
Kelli has 32 recent and active property listings that range in price from $19,995 to $4,300,000 with the most recent sale on 2024-07-01 for $2,400,000.
Serving the areas of Anacortes, Burlington, Coupeville, Mount Vernon, Oak Harbor & Sedro-Woolley
Elizabeth Miller Full Time, Full Service, Professional Realtor	The Service You Expect, The Care You Deserve!
Elizabeth has 7 recent and active property listings that range in price from $123,500 to $750,000 with the most recent sale on 2024-07-01 for $1,570,000.
Serving the areas of Mount Vernon, Stanwood, Marysville, Bow, Bellingham, Burlington, Anacortes & Arlington
Clayton 'Clay' Miller	I CARE. As a BUYER's Agent, I offer 51 years of Whidbey Island experience; an intimate knowledge of island features like ... see full details and contact information for Clayton ... level of first class service. I would love to be your Realtor for life.
Clayton has 4 recent and active property listings that range in price from $26,600 to $1,350,000 with the most recent sale on 2024-07-01 for $1,330,000.
Serving the areas of Greenbank, Coupeville, Clinton, Anacortes, Freeland, Oak Harbor & Langley
Andy Holmstrom	Andy Holmstrom is a leading Washington State Realtor who aims to make real estate fun, inviting, and seamless for everyone ... see full details and contact information for Andy ... so they can make the best decision for themselves and their futures.
Andy has 8 recent and active property listings that range in price from $50,000 to $1,250,000 with the most recent sale on 2024-06-18 for $2,700,000.
Serving the areas of Ferndale, Conway, Hamilton, Orcas, La Conner, Blaine, Arlington & Sedro-Woolley
Peter Rivera Making Real Estate Real Easy, Really!	Pete is an Associate Broker and has been with Coldwell Banker Koetje Real Estate since January 1997. He first started his ... see full details and contact information for Peter ... office staff and the powerful corporate support of Coldwell Banker.
Peter has 5 recent and active property listings that range in price from $207,000 to $1,200,000 with the most recent sale on 2023-11-09 for $930,000.
Serving the areas of Anacortes, Coupeville & Oak Harbor
Will Potts Your Home, Your Realtor, Ask Will!	My first career was as a Naval Flight Officer in the US Navy for 20 years, living abroad in Japan, Bahrain, Iraq and ... see full details and contact information for Will ... and negotiating strategies to sell your home for more and faster!
Will has 1 active or recent property listings for $450,000 with the most recent sale on 2024-03-06 for $1,450,000.
Serving the areas of Bellingham, Oak Harbor, Seattle, Anacortes & Mount Vernon
Shelley Camacho	eXp Realty- Main Office Office address: 2815 Elliott Ave Suite 100 Seattle, WA
Shelley has 25 recent and active property listings that range in price from $30,000 to $250,000 with the most recent sale on 2024-06-03 for $880,000.
Serving the areas of Mount Vernon, Bellingham, Sedro-Woolley, Anacortes & Burlington
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Gina Davis	WHO AM I? Hello, I was born and raised in Anacortes and have seen many wonderful changes to our town. Anacortes offers a ... see full details and contact information for Gina ... I hope to meet with you soon and help you with your real estate needs.
Gina has 14 recent and active property listings that range in price from $390,000 to $2,795,000 with the most recent sale on 2024-06-21 for $2,500,000.
Serving the areas of Anacortes
Faith Ulate Faith In Real Estate	My Approach to Real Estate: A real estate transaction isn't just about buying or selling a house, it's about making a wise ... see full details and contact information for ... Agent in Whatcom County and Rated Top 5 Realtors in Washington State!
Faith Ulate has 3 recent and active property listings that range in price from $169,000 to $998,000 with the most recent sale on 2024-05-30 for $1,295,000.
Serving the areas of Hamilton, Bellingham, Ferndale, Bow, Everson, Lynden, Naples, Clear Lake, Mount Vernon & Conway
Cary H. Anderson	In February of 2010, I moved to Whidbey Island with my husband and two young boys. We instantly fell in love with ... see full details and contact information for Cary ... and impeccable research can help you to accomplish your housing goals.
Cary has 3 recent and active property listings that range in price from $268,400 to $514,800 with the most recent sale on 2024-06-28 for $1,025,000.
Serving the areas of Coupeville, Greenbank, Anacortes & Oak Harbor
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