Great things:
1. Merrill offers an established community with a variety of activities and amenities. The downtown area has been revitalized with a strong focus on local businesses, shops, and restaurants.
2. The city is located in close proximity to several state parks and recreational areas, making it easy to explore nature and the outdoors.
3. Merrill offers affordable housing options for families and individuals looking to purchase a home.

Bad aspect: The cost of living in Merrill is slightly higher than the national average.

Pros of home ownership in the city of Merrill, Wisconsin include:

1. Stable housing costs: When you own a home in the city of Merrill, Wisconsin, you have more control over your housing costs because your mortgage payments will remain the same.

2. Investment opportunity: Owning a home in Merrill can be a great long-term investment, since housing prices have historically risen over time.

3. Sense of community: Homeowners in Merrill have the opportunity to connect with their neighbors and participate in local events, helping to build a strong sense of community.

Cons of home ownership in the city of Merrill, Wisconsin include:

1. High property taxes: Property taxes tend to be higher in Wisconsin compared to other states, potentially making home ownership more expensive in Merrill.

2. Unpredictable maintenance expenses: Homeowners are responsible for maintaining and repairing their own homes, which can be unpredictable and potentially expensive.

3. Long-term commitment: Owning a home is a long-term commitment and may not be ideal for those who value flexibility and mobility.

Overall, while there are definitely pros and cons to home ownership in Merrill, Wisconsin, many people find it to be a wise investment that brings a sense of long-term stability and community.