Find USDA Eligible Properties in Maryland
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 14,134 USDA backed residential loans in Maryland with an average loan balance of $201,512. Over 84% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $205,985. On average the rural home size purchased with this loan was approximately 1,480 square feet.
The size of Maryland is roughly 32,131 square kilometers. USDA defined regions of rural loan ineligibility in Maryland covers about 6,465 square kilometers of the state. In other words, approximately 20.12% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Maryland include Accokeek, Oxon Hill, College Park, and White Plains.
Search 23 Counties of Maryland 
Allegany • Anne Arundel • Baltimore • Calvert • Caroline • Carroll • Cecil • Charles • Dorchester • Frederick • Garrett • Harford • Howard • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Kent • Montgomery • Prince George's • Queen Anne's • Saint Mary's • Somerset • Talbot • Washington • Wicomico • Worcester
States bordering Maryland include Delaware, Pennsylvania, Virginia and West Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Maryland.
Maryland ratified the 1787 United States Constitution on April 28th, 1788 where the state capitol today resides in Annapolis.
The official Maryland motto is "Fatti Maschii, Parole Femine," which is Italian for "Strong Deeds, Gentle Words." It is thought to have been chosen by George Calvert, the first Lord Baltimore, in the 1600s. The motto was intended to convey the idea of strength and courage in action, tempered by kindness and gentleness of speech. It has been the official motto of the state of Maryland since the mid-1800s.
Learn about the birds and the bugs of Maryland!
State Fish: Rockfish (Morone saxatilis)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
All USDA Rural Development offices located in Maryland are currently in remote status Monday through Friday from 8 a.m. to 4:30 p.m. Appointments may be scheduled through various points of contact and with authorization from the State Director.Featured Properties from USDA Loan Eligible Regions of Maryland
Maryland State Office
1221 College Park Drive, Suite 200 Dover, DE 19904
Main Line: (302) 857-3580 / Fax: (855) 389-2236
Select from featured USDA loan eligible cities
Rural Homes in Maryland during Spring
