USDA loan eligible properties in Contra Costa County, CA 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
Acalanes Ridge • Alamo • Alamo Oaks • Alhambra Valley • Antioch • Avon • Bancroft • Bay Point • Bayo Vista • *Bethel Island • Bixler • Blackhawk • Brentwood • Bridgehead • *Byron • Camino Tassajara • Castle Hill • Christie • Clayton • Clyde • Concord • Contra Costa Centre • Crockett • Danville • Diablo • *Discovery Bay • East Richmond Heights • Eastport • Eckley • El Cerrito • Gateley • Glen Frazer • Hercules • Herpoco • Hookston • Kensington • *Knightsen • Lafayette • Las Juntas • Los Medanos • Luzon • Maltby • Marsh Creek Springs • Martinez • McAvoy • Meinert • Monsanto • Montalvin Manor • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Moraga • Muir • Neroly • Newlove • Nichols • Norris Canyon • North Gate • North Richmond • Nortonville • Oakley • Oleum • Orinda • Orinda Village • Orwood • Ozol • Pacheco • Pinole • Pittsburg • Pleasant Hill • Port Costa • Reliez Valley • Richmond • Rock City • Rodeo • Rollingwood • San Miguel • San Pablo • San Ramon • Sand Hill • Saranap • Selby • Shell Ridge • Shore Acres • Sobrante • Somersville • Sparkle • Stewartville • Tara Hills • Tassajara • Tormey • Valona • Vine Hill • Walnut Creek • Walnut Heights • Werner • West Hartley
browse list of realtors working in Contra Costa CountyContra Costa has agents ready to assist.
Deborah Maisterrena
Ron And Eva Cedillo
Ana Henriquez
There are 60 USDA backed residential loans in Contra Costa county with an average loan balance of $282,646. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $321,410. On average the rural home size purchased with this loan was approximately 2,205 SqFt. Alternate income limits exist to determine loan eligibility in Contra Costa county. For a household of upto 4 people the income limit is $156,050. For a household of between 5 and 8 people the income limit increases to $206,400.
The size of Contra Costa County is roughly 1,967 square kilometers. USDA defined regions of rural loan ineligibility in Contra Costa cover 1,263 square kilometers of the county. Approximately 64.2% of Contra Costa County is ineligible for traditional USDA home loans. The influence score for Contra Costa County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Contra Costa County.
View the detailed USDA boundaries and read about general conditions of
Contra Costa County, California
.Contra Costa County, located in the great state of California, is part of the San Francisco Bay Area and was established on February 18, 1850, as one of the 27 original counties of California. Its name translates to "opposite coast" in Spanish, referring to its position on the other side of the San Francisco Bay from the city of San Francisco.
Contra Costa County's early history is characterized by the California Gold Rush, which spurred rapid population growth and economic development in the area. The region became a hub for boat-building, agriculture, and other industries thriving in the newly growing population. The Southern Pacific Railroad and Santa Fe Railroad also contributed significantly to the region's growth, creating new towns and making the area more accessible.
Fun Fact: The iconic mountain in Contra Costa County, Mount Diablo, stands at 3,849 feet, offering spectacular views of the surrounding region. On a clear day, it is said that from its summit, one can view 200,000 square miles of California and even parts of neighboring Oregon, Nevada, and beyond.
Featured Cities of California
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