Find USDA Eligible Properties in Davidson County
Looking to buy in Davidson County, North Carolina?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Davidson County, NC 
* cities most likely to have USDA loan eligible properties for sale.
Arcadia • Arnold • Churchland • Cid • Cotton Grove • Currytown • *Denton • Enterprise • Erlanger • Fair Grove • Feezor • Glen Anna • Gordontown • Gum Tree • Handy • Healing Springs • Hedrick Grove • High Rock • Holly Grove • Jackson Hill • Jakesville• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Johnsontown • Jubilee • Lexington • Linwood • Meadowview • *Midway • Newsom • Petersville • Reeds Crossroads • Reedy Creek • Sandy Grove • Silver Valley • *Southmont • Thomasville • *Tyro • *Wallburg • Walser • *Welcome
There are 939 USDA backed residential loans in Davidson county with an average loan balance of $125,623. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $127,766. On average the rural home size purchased with this loan was approximately 1,495 SqFt. Davidson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Davidson County is roughly 1,471 square kilometers. USDA defined regions of rural loan ineligibility in Davidson cover 120 square kilometers of the county. Approximately 8.2% of Davidson County is ineligible for traditional USDA home loans. The influence score for Davidson County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Davidson County.
View the detailed USDA boundaries and read about general conditions of
Davidson County, North Carolina
.Featured Cities of North Carolina
browse list of realtors working in Davidson CountyDavidson county has 5 usdaproperties.com realtors ready to help with your search!
| April 2025 Featured Agents | |
|---|---|
| Mechelle Kuld | from TMR Realty, Inc. |
| Karen Jones | from Karen Jones |
| Melanie Sewell | from Fathom Realty |
| Kristen Brown | from eXp Realty |
| Rebecca Jacobs | from Keller Williams Realty |
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