Find USDA Eligible Properties in Rutherford County

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Rutherford county has 2 realtors ready to help with your search!

March Featured Agents
Patricia Pinkerton   from   Pinkerton Realty
Ted Schmidt   from   Carolina Select Real Estate, Inc.

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Looking to buy in Rutherford County, North Carolina?

There are 362 USDA backed residential loans in Rutherford county with an average loan balance of $98,433. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $104,220. On average the rural home size purchased with this loan was approximately 1,468 SqFt. Rutherford county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Rutherford County is roughly 1,464 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Rutherford County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Rutherford County, NC   Rutherford QR code
* cities most likely to have USDA loan eligible properties for sale.

Avondale   •   Bills Creek   •   *Bostic   •   Brice   •   Camp Occoneechee   •   *Caroleen   •   *Chimney Rock Village   •   *Cliffside   •   Corinth   •   Danieltown   •   *Ellenboro   •   *Forest City   •   Gilkey   •   Green Hill   •   *Henrietta   •   Hollis   •   *Lake Lure   •   Logan   •   Mount Vernon   •   *Ruth   •   *Rutherfordton   •   Sandy Mush   •   Shiloh   •   Shingle Hollow   •   *Spindale   •   Sunshine   •   Thermal City   •   Union Mills   •   Uree   •   Westminster   •   Whitehouse

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Rutherford County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Rutherford County, North Carolina
USDA Boundary Details

Rutherford County, located in the great state of North Carolina, holds a significant place in the region's history. Established in 1779, the county was named in honor of Griffith Rutherford, a prominent legislator and military leader during the Revolutionary War. Rutherford led several campaigns against Native American tribes and played a crucial role in the Battle of Kings Mountain, a turning point in the conflict.

The county's geographical position, nestled in the foothills of the Blue Ridge Mountains, has attracted settlers for centuries. Its rich soil and abundant natural resources have provided excellent farming and mining opportunities. In the 1800s, the discovery of gold in Rutherford County contributed to the region's prosperity and attracted prospectors.

One fun fact about Rutherford County is that it is home to the famous Chimney Rock State Park, a popular destination for outdoor enthusiasts. Chimney Rock is a 500-million-year-old monolith that offers breathtaking views of the surrounding landscape, including the stunning Hickory Nut Gorge and Lake Lure.

Featured Cities of North Carolina
Camp_Occoneechee Sunshine
Featured Properties from USDA Loan Eligible Regions of Rutherford County