There are no geographical USDA loan restrictions in this postal code. Click for more details on 44828.

City Logo



Oak Harbor is a small village in Ottawa County, Ohio with a population of 3,165. It is a peaceful, family-oriented community that offers many positive aspects.

One positive aspect is the access to nature and recreational activities. Oak Harbor is located directly on the shores of Lake Erie and has plenty of access to outdoor activities such as boating, fishing, swimming, and camping. The city also has several parks and trails that are perfect for hiking, biking, and jogging.

A second positive aspect is the sense of community among residents. Oak Harbor has a tight-knit community with many local businesses and organizations. Residents often come together for special events and festivals throughout the year, creating a great sense of camaraderie.

The third positive aspect is the affordability of living in Oak Harbor. The cost of living here is lower than the national average and there are plenty of affordable housing options available.

The unappealing aspect of daily life around Oak Harbor is the lack of cultural diversity. As it is a small village with a majority white population, there are few opportunities to experience different cultures or explore international cuisine.

Elisha Rapson Kempf
Agent Photo

Real Estate You Can Trust & Understand
29+ Years and Counting We are a boutique style Real Estate Brokerage Firm, in which our main mission is to provide all of ... see full details and contact information for Elisha ... on your housing and real estate investment needs. Many blessings to all.
Elisha has 5 recent and active property listings that range in price from $44,900 to $54,900 with the most recent sale on 2024-01-25 for $235,000.
Serving the areas of Sandusky, Willard, Hayesville, Birmingham, Jeromesville, Bloomville, Shelby, Norwalk & Greenwich
Sara Riesen
Agent Photo

Seneca County's Trusted Real Estate Advisor
I have been a licensed Realtor since 2002, a licensed Broker since 2010, and serve Tiffin, OH and the surrounding ... see full details and contact information for Sara ... BEST SERVICE in the business and provide you with an excellent experience!
Sara has 8 recent and active property listings that range in price from $127,900 to $675,000 with the most recent sale on 2024-04-26 for $575,000.
Serving the areas of Clyde, Bascom, Republic, Bettsville, Sycamore, Bloomville, New Riegel, Green Springs & Alvada
Read the reviews for Sara Riesen
Angie Bonnell
Agent Photo

Thank you for viewing my profile! I've been licensed since 1997 from Hondros Career Center in Columbus. I was born and ... see full details and contact information for Angie ... your real estate needs: Residential or Commercial... Call, Text or Email!
This realtor has 1 active or recent property listings for $99,500 with the most recent sale on 2024-05-10 for $330,000.
Serving the areas of Bellevue, Upper Sandusky, Weston, Bloomville, Tiffin, Harpster, Sycamore, Findlay, Republic & Sandusky
Read the reviews for Angie Bonnell
Kristy Persohn
Agent Photo

Personalized, not franchised.
Whether you are buying or selling property in Hancock, Seneca, Wood, Wyandot, Sandusky or the surrounding Northwest Ohio ... see full details and contact information for Kristy ... step-by-step, with a little bit of humor and a whole lot of compassion.
Kristy has 6 recent and active property listings that range in price from $94,000 to $315,000 with the most recent sale on 2024-04-30 for $430,000.
Serving the areas of Risingsun, McCutchenville, Carey, Bellevue, Alvada, Attica, Flat Rock, Burgoon, Findlay & Kansas
Read the reviews for Kristy Persohn
Dan Freitag
Agent Photo

Howard Hanna


Office address:
114 E Main St
Bellevue, OH

Dan has 2 recent and active property listings that range in price from $207,900 to $249,000 with the most recent sale on 2024-05-03 for $447,750.
Serving the areas of Bellevue, Castalia, Attica, Sandusky, Clyde, Norwalk, Flat Rock, Huron, Green Springs & Fremont
Shelly Recker
Agent Photo

Experience "The Difference" with The Recker Team 567--207-6804
The Recker Team "The Difference" Full-Time Realtor - Dedicated to serve you! Whether you are thinking about buying or ... see full details and contact information for Shelly ... and Cuyahoga Counties. Contact me today for all your real estate needs.
This realtor has 8 recent and active property listings that range in price from $25,000 to $620,000 with the most recent sale on 2024-05-02 for $850,000.
Serving the areas of Bellevue, Elmore, Risingsun, Curtice, Sandusky, Middle Bass, Helena, Put-in-Bay, Vickery & Williston
Jill Schroeder
Agent Photo

I am a Full time Realtor and Lifelong Sandusky resident selling Real Estate since 2003. When choosing a Realtor, service is ... see full details and contact information for Jill ... let my enthusiasm work for you!! RE/MAX Quality Realty - Sandusky
Jill has 2 recent and active property listings that range in price from $162,500 to $199,900 with the most recent sale on 2024-03-15 for $400,000.
Serving the areas of Monroeville, Huron, Bellevue, Rocky Ridge, Republic, Amherst, Flat Rock, Oak Harbor & Wakeman
Read the reviews for Jill Schroeder
Kyle Recker
Agent Photo

Experience "The Difference" with The Recker Team
"Exceeding your home expectations, one home at a time."Kyle Recker is driven each day to provide his clients with the ... see full details and contact information for Kyle ... journey together! Contact Kyle by phone, text, or e-mail to get started!
Kyle has 41 recent and active property listings that range in price from $10,000 to $879,000 with the most recent sale on 2024-05-13 for $2,100,000.
Serving the areas of Oberlin, Napoleon, Put-in-Bay, Green Springs, Clyde, Curtice, Flat Rock, Strongsville, Gypsum & Bowling Green
Not finding the person you are looking for? Search for a realtor by name.
 

Official State Seal

Here are some potential pros and cons of buying property in the village of Oak Harbor, Ohio:

Pros:
- Quiet, peaceful living
- Potentially lower cost of living compared to larger cities
- Outdoor recreational activities such as boating, fishing, and camping nearby thanks to the village's location on Lake Erie
- Small-town community with local events and festivities

Cons:
- Limited job opportunities and potential for career growth
- Fewer amenities and services compared to larger cities
- Harsh winters with lake-effect snow
- The potential for seasonal flooding due to proximity to the lake

These are just a few factors to consider when deciding whether to purchase property in Oak Harbor. Ultimately, the decision will depend on your personal preferences and priorities. It may be helpful to visit the village in person and talk to locals to get a better idea of what life is like there.