Find USDA Eligible Properties in Kentucky

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Find properties within a county or use the search to find specific city and zip code areas.

Are you looking to buy in a rural area of Kentucky?

There are 27,206 USDA backed residential loans in Kentucky with an average loan balance of $98,997. Over 77% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $101,773. On average the rural home size purchased with this loan was approximately 1,430 square feet.

The size of Kentucky is roughly 104,656 square kilometers. USDA defined regions of rural loan ineligibility in Kentucky cover 3,957 square kilometers of the state. See the interactive geographic illustration below for more details. Only 3.78% of the state is ineligible for traditional USDA home loans.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 120 Counties of Kentucky   KY QR code

Adair   •   Allen   •   Anderson   •   Ballard   •   Barren   •   Bath   •   Bell   •   Boone   •   Bourbon   •   Boyd   •   Boyle   •   Bracken   •   Breathitt   •   Breckinridge   •   Bullitt   •   Butler   •   Caldwell   •   Calloway   •   Campbell   •   Carlisle   •   Carroll   •   Carter   •   Casey   •   Christian   •   Clark   •   Clay   •   Clinton   •   Crittenden   •   Cumberland   •   Daviess   •   Edmonson   •   Elliott   •   Estill   •   Fayette   •   Fleming   •   Floyd   •   Franklin   •   Fulton   •   Gallatin   •   Garrard   •   Grant   •   Graves   •   Grayson   •   Green   •   Greenup   •   Hancock   •   Hardin   •   Harlan   •   Harrison   •   Hart   •   Henderson   •   Henry   •   Hickman   •   Hopkins   •   Jackson   •   Jefferson   •   Jessamine   •   Johnson   •   Kenton   •   Knott   •   Knox   •   Larue   •   Laurel   •   Lawrence   •   Lee   •   Leslie   •   Letcher   •   Lewis   •   Lincoln   •   Livingston   •   Logan   •   Lyon   •   Madison   •   Magoffin   •   Marion   •   Marshall   •   Martin   •   Mason   •   McCracken   •   McCreary   •   McLean   •   Meade   •   Menifee   •   Mercer   •   Metcalfe   •   Monroe   •   Montgomery   •   Morgan   •   Muhlenberg   •   Nelson   •   Nicholas   •   Ohio   •   Oldham   •   Owen   •   Owsley   •   Pendleton   •   Perry   •   Pike   •   Powell   •   Pulaski   •   Robertson   •   Rockcastle   •   Rowan   •   Russell   •   Scott   •   Shelby   •   Simpson   •   Spencer   •   Taylor   •   Todd   •   Trigg   •   Trimble   •   Union   •   Warren   •   Washington   •   Wayne   •   Webster   •   Whitley   •   Wolfe   •   Woodford

Use above links or the clickable map to view county level data.
Fulton County, KentuckyHickman County, KentuckyCarlisle County, KentuckyBallard County, KentuckyGraves County, KentuckyMcCracken County, KentuckyLivingston County, KentuckyMarshall County, KentuckyCalloway County, KentuckyTrigg County, KentuckyLyon County, KentuckyCrittenden County, KentuckyCaldwell County, KentuckyChristian County, KentuckyHopkins County, KentuckyWebster County, KentuckyUnion County, KentuckyHenderson County, KentuckyDaviess County, KentuckyMcLean County, KentuckyMuhlenberg County, KentuckyTodd County, KentuckyHancock County, KentuckyOhio County, KentuckyButler County, KentuckyWarren County, KentuckyLogan County, KentuckySimpson County, KentuckyAllen County, KentuckyBreckinridge County, KentuckyGrayson County, KentuckyEdmonson County, KentuckyMeade County, KentuckyHardin County, KentuckyHart County, KentuckyBarren County, KentuckyLaRue County, KentuckyMonroe County, KentuckyMetcalfe County, KentuckyGreen County, KentuckyBullitt County, KentuckyJefferson County, KentuckySpencer County, KentuckyNelson County, KentuckyCumberland County, KentuckyWashington County, KentuckyMarion County, KentuckyTaylor County, KentuckyAdair County, KentuckyClinton County, KentuckyWayne County, KentuckyRussell County, KentuckyMcCreary County, KentuckyPulaski County, KentuckyCasey County, KentuckyLincoln County, KentuckyBoyle County, KentuckyGarrard County, KentuckyMercer County, KentuckyAnderson County, KentuckyShelby County, KentuckyOldham County, KentuckyWoodford County, KentuckyJessamine County, KentuckyFranklin County, KentuckyCarroll County, KentuckyHenry County, KentuckyTrimble County, KentuckyCampbell County, KentuckyKenton County, KentuckyBoone County, KentuckyGallatin County, KentuckyOwen County, KentuckyScott County, KentuckyFayette County, KentuckyGrant County, KentuckyWhitley County, KentuckyRockcastle County, KentuckyLaurel County, KentuckyKnox County, KentuckyClay County, KentuckyBell County, KentuckyOwsley County, KentuckyHarlan County, KentuckyLetcher County, KentuckyPerry County, KentuckyLeslie County, KentuckyPike County, KentuckyKnott County, KentuckyBreathitt County, KentuckyJackson County, KentuckyLee County, KentuckyEstill County, KentuckyMadison County, KentuckyPendleton County, KentuckyMagoffin County, KentuckyFloyd County, KentuckyWolfe County, KentuckyPowell County, KentuckyClark County, KentuckyBourbon County, KentuckyMontgomery County, KentuckyHarrison County, KentuckyBracken County, KentuckyRobertson County, KentuckyFleming County, KentuckyNicholas County, KentuckyBath County, KentuckyMenifee County, KentuckyMason County, KentuckyMartin County, KentuckyLawrence County, KentuckyJohnson County, KentuckyMorgan County, KentuckyLewis County, KentuckyGreenup County, KentuckyRowan County, KentuckyElliott County, KentuckyCarter County, KentuckyBoyd County, KentuckyMap of Kentucky counties

States bordering Kentucky include Illinois, Indiana, Missouri, Ohio, Tennessee, Virginia and West Virginia.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of Kentucky.

Kentucky was admitted into the United States on June 1st, 1792 where the state capitol today resides in Frankfort.

The official Kentucky motto is “United We Stand, Divided We Fall.” This phrase is attributed to the 1768 work, The Liberty Song, by John Dickinson. The phrase was later adopted as a motto by many states in the United States, including Kentucky in 1792. The phrase is meant to be a call to unity and strength in the face of adversity. It is a reminder that if a people, a nation, or a state is divided and not working together, they will ultimately fail.

Learn more about the birds and the bugs of Kentucky!
State Bird   State Quarter
State Flower   State Bug

State Fish
State Fish: Kentucky spotted bass (Micropterus punctulatus)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in Kentucky and a higher resolution USDA loan eligibility boundaries.
Kentucky USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

Kentucky New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
Kentucky USDA Rural Development State Office
771 Corporate Drive, Suite 200
Lexington, KY 40503

State Director's Office -- 859-224-7300
Business-Cooperative Programs -- 859-224-7435
Community Facilities -- 859-224-7336
Multi-Family Housing -- 859-224-7357
Single-Family Housing -- 859-224-7322
Public Affairs -- 859-224-7695
Featured Properties from USDA Loan Eligible Regions of Kentucky
State Welcome Sign

Select from many USDA loan eligible cities
Harlan Harrodsburg
La_Grange Marion

Rural Homes in Kentucky during Winter
Rural Homes in Kentucky during winter