Find USDA Eligible Properties in Michigan

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Find properties within a county or use the search to find specific city and zip code areas.

Are you looking to buy in a rural area of Michigan?

There are 46,955 USDA backed residential loans in Michigan with an average loan balance of $91,168. Over 80% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $92,483. On average the rural home size purchased with this loan was approximately 1,366 square feet.

The size of Michigan is roughly 250,487 square kilometers. USDA defined regions of rural loan ineligibility in Michigan cover 7,332 square kilometers of the state. See the interactive geographic illustration below for more details. Only 2.93% of the state is ineligible for traditional USDA home loans.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 83 Counties of Michigan   MI QR code

Alcona   •   Alger   •   Allegan   •   Alpena   •   Antrim   •   Arenac   •   Baraga   •   Barry   •   Bay   •   Benzie   •   Berrien   •   Branch   •   Calhoun   •   Cass   •   Charlevoix   •   Cheboygan   •   Chippewa   •   Clare   •   Clinton   •   Crawford   •   Delta   •   Dickinson   •   Eaton   •   Emmet   •   Genesee   •   Gladwin   •   Gogebic   •   Grand Traverse   •   Gratiot   •   Hillsdale   •   Houghton   •   Huron   •   Ingham   •   Ionia   •   Iosco   •   Iron   •   Isabella   •   Jackson   •   Kalamazoo   •   Kalkaska   •   Kent   •   Keweenaw   •   Lake   •   Lapeer   •   Leelanau   •   Lenawee   •   Livingston   •   Luce   •   Mackinac   •   Macomb   •   Manistee   •   Marquette   •   Mason   •   Mecosta   •   Menominee   •   Midland   •   Missaukee   •   Monroe   •   Montcalm   •   Montmorency   •   Muskegon   •   Newaygo   •   Oakland   •   Oceana   •   Ogemaw   •   Ontonagon   •   Osceola   •   Oscoda   •   Otsego   •   Ottawa   •   Presque Isle   •   Roscommon   •   Saginaw   •   Saint Clair   •   Saint Joseph   •   Sanilac   •   Schoolcraft   •   Shiawassee   •   Tuscola   •   Van Buren   •   Washtenaw   •   Wayne   •   Wexford

Use above links or the clickable map to view county level data.

States bordering Michigan include Illinois, Indiana, Minnesota, Ohio and Wisconsin.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of Michigan.

Michigan was admitted into the United States on January 26th, 1837 where the state capitol today resides in Lansing.

The official Michigan motto is "Si quaeris peninsulam amoenam circumspice," which is Latin for "If you seek a pleasant peninsula, look about you." This motto was chosen in 1835 by Michigan's first governor, Stevens T. Mason. The phrase is meant to celebrate the beauty of Michigan's landscape and acknowledge the importance of its location as a peninsula surrounded by four of the five Great Lakes. The phrase was inspired by the Latin phrase "Si quaeris miracula, circumspice," which translates to "If you seek wonders, look about you." This phrase was used to describe the architectural beauty of St. Paul's Cathedral in London in the early 19th century.

Learn more about the birds and the bugs of Michigan!
State Bird   State Quarter
State Flower   State Bug

State Fish
State Fish: Brook trout (Salvelinus fontinalis)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in Michigan and a higher resolution USDA loan eligibility boundaries.
Michigan USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

Michigan New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741
Featured Properties from USDA Loan Eligible Regions of Michigan
State Welcome Sign

1921 S Canal St
Eaton Rapids, MI

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5759 Stauffers Cove Ct SE
Caledonia, MI

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3801 Jennings Dr
Kalamazoo, MI

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212 Cherry St
Corunna, MI

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Select from many USDA loan eligible cities
Saint_Clair Michigan_Center
Petoskey Chesaning

Rural Homes in Michigan during Summer
Rural Homes in Michigan during summer