Find USDA Eligible Properties in New York

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Find properties within a county or use the search to find specific city and zip code areas.

Are you looking to buy in a rural area of New York?

There are 14,445 USDA backed residential loans in New York with an average loan balance of $115,571. Over 85% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $118,468. On average the rural home size purchased with this loan was approximately 1,470 square feet.

The size of New York is roughly 141,297 square kilometers. USDA defined regions of rural loan ineligibility in New York cover 19,028 square kilometers of the state. See the interactive geographic illustration below for more details. Approximately 13.47% of the state is ineligible for traditional USDA home loans.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 62 Counties of New York   NY QR code

Albany   •   Allegany   •   Bronx   •   Broome   •   Cattaraugus   •   Cayuga   •   Chautauqua   •   Chemung   •   Chenango   •   Clinton   •   Columbia   •   Cortland   •   Delaware   •   Dutchess   •   Erie   •   Essex   •   Franklin   •   Fulton   •   Genesee   •   Greene   •   Hamilton   •   Herkimer   •   Jefferson   •   Kings   •   Lewis   •   Livingston   •   Madison   •   Monroe   •   Montgomery   •   Nassau   •   New York   •   Niagara   •   Oneida   •   Onondaga   •   Ontario   •   Orange   •   Orleans   •   Oswego   •   Otsego   •   Putnam   •   Queens   •   Rensselaer   •   Richmond   •   Rockland   •   Saint Lawrence   •   Saratoga   •   Schenectady   •   Schoharie   •   Schuyler   •   Seneca   •   Steuben   •   Suffolk   •   Sullivan   •   Tioga   •   Tompkins   •   Ulster   •   Warren   •   Washington   •   Wayne   •   Westchester   •   Wyoming   •   Yates

Use above links or the clickable map to view county level data.

States bordering New York include Connecticut, Massachusetts, New Jersey, Pennsylvania, Rhode Island and Vermont.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of New York.

New York ratified the 1787 United States Constitution on July 26th, 1788 where the state capitol today resides in Albany.

The official motto of New York is “Excelsior,” a Latin word meaning “ever upward” and a rallying cry for New Yorkers to strive for excellence and progress. The motto dates back to the late 18th century and was inscribed on the Great Seal of the State of New York when it was adopted in 1778. The phrase has since become a symbol of New York’s ambition and resilience. It was also the inspiration for the state’s official song, “I Love New York,” which was written by former New York Governor Hugh Carey in 1977.

Learn more about the birds and the bugs of New York!
State Bird   State Quarter
State Flower   State Bug

State Fish
State Fish: Brook trout (Salvelinus fontinalis)

Interested in the geographic boundaries that define USDA Loan eligibility?
Click the map below to view for more details about rural housing in New York and a higher resolution USDA loan eligibility boundaries.
New York USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

New York New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447
Featured Properties from USDA Loan Eligible Regions of New York
State Welcome Sign

78 Lake St
Perry, NY

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21313 Storrs Rd
Sackets Harbor, NY

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18 S 4th Ave
German Flatts, NY

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9589 US Route 62
Dayton, NY

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Select from many USDA loan eligible cities
West_Bloomfield Salamanca
Mohawk Glen

Rural Homes in New York during Summer
Rural Homes in New York during summer