Find USDA Eligible Properties in New York

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Follow the links below or use the search to find your city.

Looking to buy in a rural area of New York?

There are 14,445 USDA backed residential loans in New York with an average loan balance of $115,571. Over 85% of the loans went to help first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $118,468. On average the rural home size purchased with this loan was approximately 1,470 square feet.

The size of New York is roughly 141,297 square kilometers. USDA defined regions of rural loan ineligibility in New York cover 19,028 square kilometers of the state. See the interactive geographic illustration below for more details. Approximately 13.47% of the state is ineligible for traditional USDA home loans.

Select from the list of counties below or use the search feature to find houses in a city where you would like to live.

Search 62 Counties of New York   NY QR code

Albany   •   Allegany   •   Bronx   •   Broome   •   Cattaraugus   •   Cayuga   •   Chautauqua   •   Chemung   •   Chenango   •   Clinton   •   Columbia   •   Cortland   •   Delaware   •   Dutchess   •   Erie   •   Essex   •   Franklin   •   Fulton   •   Genesee   •   Greene   •   Hamilton   •   Herkimer   •   Jefferson   •   Kings   •   Lewis   •   Livingston   •   Madison   •   Monroe   •   Montgomery   •   Nassau   •   New York   •   Niagara   •   Oneida   •   Onondaga   •   Ontario   •   Orange   •   Orleans   •   Oswego   •   Otsego   •   Putnam   •   Queens   •   Rensselaer   •   Richmond   •   Rockland   •   Saint Lawrence   •   Saratoga   •   Schenectady   •   Schoharie   •   Schuyler   •   Seneca   •   Steuben   •   Suffolk   •   Sullivan   •   Tioga   •   Tompkins   •   Ulster   •   Warren   •   Washington   •   Wayne   •   Westchester   •   Wyoming   •   Yates

Use above links or the clickable map to view county level data.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Properties throughout the state of New York.

New York ratified the 1787 United States Constitution on July 26th, 1788 where the state capitol today resides in Albany.

New York State Motto: Excelsior
Ever Upward!

State Bird   State Quarter
State Flower   State Bug

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for New York.
New York USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447
Featured Properties from USDA Loan Eligible Regions of New York
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52 Wigwam Dr
Pulaski, NY

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174 E Clark St
Ilion, NY

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84 N Franklin St
Cattaraugus, NY

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Select USDA loan eligible cities
Carmel_Hamlet Highland
Darien Weston_Mills