Find USDA Eligible Property in Texas

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Discover properties within a Texas county.
Use the search form to research specific cities and postal codes.
Click on the map below to see USDA eligible properties by county.

There are 254 Counties in Texas   TX QR code

Anderson   •   Andrews   •   Angelina   •   Aransas   •   Archer   •   Armstrong   •   Atascosa   •   Austin   •   Bailey   •   Bandera   •   Bastrop   •   Baylor   •   Bee   •   Bell   •   Bexar   •   Blanco   •   Borden   •   Bosque   •   Bowie   •   Brazoria   •   Brazos   •   Brewster   •   Briscoe   •   Brooks   •   Brown   •   Burleson   •   Burnet   •   Caldwell   •   Calhoun   •   Callahan   •   Cameron   •   Camp   •   Carson   •   Cass   •   Castro   •   Chambers   •   Cherokee   •   Childress   •   Clay   •   Cochran   •   Coke   •   Coleman   •   Collin   •   Collingsworth   •   Colorado   •   Comal   •   Comanche   •   Concho   •   Cooke   •   Coryell   •   Cottle   •   Crane   •   Crockett   •   Crosby   •   Culberson   •   Dallam   •   Dallas   •   Dawson   •   DeWitt   •   Deaf Smith   •   Delta   •   Denton   •   Dickens   •   Dimmit   •   Donley   •   Duval   •   Eastland   •   Ector   •   Edwards   •   El Paso   •   Ellis   •   Erath   •   Falls   •   Fannin   •   Fayette   •   Fisher   •   Floyd   •   Foard   •   Fort Bend   •   Franklin   •   Freestone   •   Frio   •   Gaines   •   Galveston   •   Garza   •   Gillespie   •   Glasscock   •   Goliad   •   Gonzales   •   Gray   •   Grayson   •   Gregg   •   Grimes   •   Guadalupe   •   Hale   •   Hall   •   Hamilton   •   Hansford   •   Hardeman   •   Hardin   •   Harris   •   Harrison   •   Hartley   •   Haskell   •   Hays   •   Hemphill   •   Henderson   •   Hidalgo   •   Hill   •   Hockley   •   Hood   •   Hopkins   •   Houston   •   Howard   •   Hudspeth   •   Hunt   •   Hutchinson   •   Irion   •   Jack   •   Jackson   •   Jasper   •   Jeff Davis   •   Jefferson   •   Jim Hogg   •   Jim Wells   •   Johnson   •   Jones   •   Karnes • • •

What is a USDA Loan?

The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:

• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs

You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.

Take the First Step Toward 0% Down Financing

 

  •   Kaufman   •   Kendall   •   Kenedy   •   Kent   •   Kerr   •   Kimble   •   King   •   Kinney   •   Kleberg   •   Knox   •   La Salle   •   Lamar   •   Lamb   •   Lampasas   •   Lavaca   •   Lee   •   Leon   •   Liberty   •   Limestone   •   Lipscomb   •   Live Oak   •   Llano   •   Loving   •   Lubbock   •   Lynn   •   Madison   •   Marion   •   Martin   •   Mason   •   Matagorda   •   Maverick   •   McCulloch   •   McLennan   •   McMullen   •   Medina   •   Menard   •   Midland   •   Milam   •   Mills   •   Mitchell   •   Montague   •   Montgomery   •   Moore   •   Morris   •   Motley   •   Nacogdoches   •   Navarro   •   Newton   •   Nolan   •   Nueces   •   Ochiltree   •   Oldham   •   Orange   •   Palo Pinto   •   Panola   •   Parker   •   Parmer   •   Pecos   •   Polk   •   Potter   •   Presidio   •   Rains   •   Randall   •   Reagan   •   Real   •   Red River   •   Reeves   •   Refugio   •   Roberts   •   Robertson   •   Rockwall   •   Runnels   •   Rusk   •   Sabine   •   San Augustine   •   San Jacinto   •   San Patricio   •   San Saba   •   Schleicher   •   Scurry   •   Shackelford   •   Shelby   •   Sherman   •   Smith   •   Somervell   •   Starr   •   Stephens   •   Sterling   •   Stonewall   •   Sutton   •   Swisher   •   Tarrant   •   Taylor   •   Terrell   •   Terry   •   Throckmorton   •   Titus   •   Tom Green   •   Travis   •   Trinity   •   Tyler   •   Upshur   •   Upton   •   Uvalde   •   Val Verde   •   Van Zandt   •   Victoria   •   Walker   •   Waller   •   Ward   •   Washington   •   Webb   •   Wharton   •   Wheeler   •   Wichita   •   Wilbarger   •   Willacy   •   Williamson   •   Wilson   •   Winkler   •   Wise   •   Wood   •   Yoakum   •   Young   •   Zapata   •   Zavala
Featured Properties from USDA Loan Eligible Regions of Texas


Are you looking to buy in a rural area of Texas?

There are 42,533 USDA backed residential loans in Texas with an average loan balance of $105,243. Over 86% of the loans went to help first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $107,390. On average the rural home size purchased with this loan was approximately 1,611 square feet.

The size of Texas is roughly 695,662 square kilometers. USDA defined regions of rural loan ineligibility in Texas covers about 31,250 square kilometers of the state. That means only 4.49% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.

Select from the list of counties above or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Texas include Coppell, Sachse, Sherman, and Denison.

States bordering Texas include Arkansas, Louisiana, New Mexico and Oklahoma.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Texas.

Texas was admitted into the United States on December 29th, 1845 where the state capitol today resides in Austin.

The official state motto of Texas is "Friendship." This motto reflects the strong bond Texas has with its citizens and its neighbor states. It is a reminder that Texans are part of a larger community and should look out for each other and work to strengthen their relationships. The motto was first adopted in the late nineteenth century, when the state was still relatively new and its citizens had a strong sense of national pride. The motto was chosen to reflect the sense of camaraderie and fellowship among the state's citizens, and to honor their commitment to friendship and cooperation.

Learn about the birds, bugs, flowers, fish and coins of Texas!
State Bird   State Quarter
 
State Flower   State Bug

State Fish
State Fish: Guadalupe bass (Micropterus treculii)

Texas USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

Texas New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
Texas USDA Rural Development State Office

101 South Main Street, Suite 102

Temple, Texas 76501

Phone: (254) 742-9700

Fax: (844) 496-8123
Official Coat of Arms or State Seal
Featured USDA loan eligible cities
Cameron Argyle
Wake_Village Coleman

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Contact a local expert to help you find your wonderful rural home in Texas this Autumn.
Rural Homes in Texas during autumn