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Also known as Electric City
USDA Loan Eligible Active Listings Around
Postal Code 12302  12302 QR code
Schenectady, New York in Schenectady County

The size of zip code area 12302 is roughly 112.8 square kilometers.
USDA defined regions of rural loan ineligibility within 12302 cover 50.2 square kilometers.
Approximately 44.5% of 12302 is ineligible for traditional USDA home loans.
Use the map or table links below to access listing details.

There are currently no properties eligible for USDA loans in Schenectady.

Try searching another, possibly more rural and populated region. Other cities in Schenectady county include:

Alplaus,   Aqueduct,   Beukendaal,   Carman,   Coldbrook,   Delanson,   Duane Lake,   Duanesburg,   East Glenville,   Gifford,   Glenridge,   Glenville,   Glenville Center,   Harding Crossing,   Harmon Park,   Hawthorne Hill,   High Mills,   Hoffmans,   Hutchinson Crossing,   Kelleys,   Mariaville,   Mariaville Lake,   Niskayuna,   Pattersonville,   Pine Grove,   Princetown,   Quaker Street,   Ralmar Park,   Rectors,   Rotterdam,   Schonowe,   Scotia,   South Schenectady,   West Hill,   Wheeler Estates,   Willow Brook Park,   Woodruff Heights,   Wyatts,  

 

Or have a look at other New York counties including:

Albany,   Allegany,   Bronx,   Broome,   Cattaraugus,   Cayuga,   Chautauqua,   Chemung,   Chenango,   Clinton,   Columbia,   Cortland,   Delaware,   Dutchess,   Erie,   Essex,   Franklin,   Fulton,   Genesee,   Greene,   Hamilton,   Herkimer,   Jefferson,   Kings,   Lewis,   Livingston,   Madison,   Monroe,   Montgomery,   Nassau,   New York,   Niagara,   Oneida,   Onondaga,   Ontario,   Orange,   Orleans,   Oswego,   Otsego,   Putnam,   Queens,   Rensselaer,   Richmond,   Rockland,   Saint Lawrence,   Saratoga,   Schoharie,   Schuyler,   Seneca,   Steuben,   Suffolk,   Sullivan,   Tioga,   Tompkins,   Ulster,   Warren,   Washington,   Wayne,   Westchester,   Wyoming,   Yates,  

Demographic and Regional Info
Albany-Schenectady-Troy, NY 12302

Population Estimate: 27,582   The median age in Schenectady is 44 years which is 116.0% the national median age. The average household consists of 2.37 persons. The average family size in Schenectady is 2.92. With 13,339 male and 14,243 female residents, the local male to female ratio is 0.94.
Schenectady is located in the Northeast - Middle Atlantic region of the United States and uses Eastern USA timezone. The area around Schenectady observes daylight saving. The mean elevation is 246 ft above sea level.
The telephone area code for Schenectady is 518. There are 515 businesses with 7,419 employees in Schenectady. The average household income is $70,438 and the average home value is around $251,440.

View a list of realtors who are familiar with the property market in and around 12302.
View other nearby postal codes including: 12325 12345 12304 .