Find USDA Eligible Property in Iowa

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Discover properties within a Iowa county.
Use the search form to research specific cities and postal codes.
Click on the map below to see USDA eligible properties by county.

There are 99 Counties in Iowa   IA QR code

Adair   •   Adams   •   Allamakee   •   Appanoose   •   Audubon   •   Benton   •   Black Hawk   •   Boone   •   Bremer   •   Buchanan   •   Buena Vista   •   Butler   •   Calhoun   •   Carroll   •   Cass   •   Cedar   •   Cerro Gordo   •   Cherokee   •   Chickasaw   •   Clarke   •   Clay   •   Clayton   •   Clinton   •   Crawford   •   Dallas   •   Davis   •   Decatur   •   Delaware   •   Des Moines   •   Dickinson   •   Dubuque   •   Emmet   •   Fayette   •   Floyd   •   Franklin   •   Fremont   •   Greene   •   Grundy   •   Guthrie   •   Hamilton   •   Hancock   •   Hardin   •   Harrison   •   Henry   •   Howard   •   Humboldt   •   Ida   •   Iowa   •   Jackson   •   Jasper   •   Jefferson • • •

What is a USDA Loan?

The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:

• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs

You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.

Take the First Step Toward 0% Down Financing

 

  •   Johnson   •   Jones   •   Keokuk   •   Kossuth   •   Lee   •   Linn   •   Louisa   •   Lucas   •   Lyon   •   Madison   •   Mahaska   •   Marion   •   Marshall   •   Mills   •   Mitchell   •   Monona   •   Monroe   •   Montgomery   •   Muscatine   •   O'Brien   •   Osceola   •   Page   •   Palo Alto   •   Plymouth   •   Pocahontas   •   Polk   •   Pottawattamie   •   Poweshiek   •   Ringgold   •   Sac   •   Scott   •   Shelby   •   Sioux   •   Story   •   Tama   •   Taylor   •   Union   •   Van Buren   •   Wapello   •   Warren   •   Washington   •   Wayne   •   Webster   •   Winnebago   •   Winneshiek   •   Woodbury   •   Worth   •   Wright
Featured Properties from USDA Loan Eligible Regions of Iowa


Are you looking to buy in a rural area of Iowa?

There are 15,687 USDA backed residential loans in Iowa with an average loan balance of $85,460. Over 81% of the loans went to help first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $87,438. On average the rural home size purchased with this loan was approximately 1,347 square feet.

The size of Iowa is roughly 145,746 square kilometers. USDA defined regions of rural loan ineligibility in Iowa covers about 4,769 square kilometers of the state. That means only 3.27% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.

Select from the list of counties above or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Iowa include Boone, Fort Dodge, Cedar Falls, and Johnston.

States bordering Iowa include Illinois, Minnesota, Missouri, Nebraska, South Dakota and Wisconsin.

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Iowa.

Iowa was admitted into the United States on December 28th, 1846 where the state capitol today resides in Des Moines.

The official Iowa motto is "Our liberties we prize, and our rights we will maintain." This motto was adopted in 1847 and is based on a speech given by Iowa Territorial Governor Robert Lucas in 1844. In his speech, Governor Lucas proclaimed that Iowa citizens should protect their liberties and rights at all costs. The motto serves as a reminder to Iowans of the importance of protecting the freedoms and rights that are so often taken for granted.

Learn about the birds, bugs, flowers, fish and coins of Iowa!
State Bird   State Quarter
 
State Flower   State Bug

State Fish
State Fish: Channel catfish (Ictalurus punctatus)

Iowa USDA loan eligibility boundaries

Updated Boundaries
Effective 2024

Iowa New 2024 USDA loan eligibility boundaries
Local USDA Program Administration Contact Information
Iowa Contact Information

State Office

210 Walnut Street, Room 873

Des Moines, Iowa 50309

ph: 515-284-4663

fax: 855-251-2243
Official Coat of Arms or State Seal
Featured USDA loan eligible cities
Manchester Madrid
Rockwell_City Sheldon

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Contact a local expert to help you find your wonderful rural home in Iowa this Autumn.
Rural Homes in Iowa during autumn